Top Realtors and Real Estate Agents in Rancho Santa Margarita, CA

    Rankings based on verified MLS transaction data. Last updated May 2026. No pay-to-play.

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    Kathy Kennedy profile picture
    BadgeTop Agent

    (46)

    Kathy Kennedy

    Realty One Group

    33 Years of experience

    9+ Sales in the last 12 months

    Top 0.21%

    in Rancho Santa Margarita, CA

    $101.4M

    All-Time Sales

    $490K - $1.2M

    Price Range

    Craig & Peggy Henrichsen profile picture
    BadgeTop Agent

    (4)

    Craig & Peggy Henrichsen

    Cornerstone Properties

    25 Years of experience

    1+ Sales in the last 12 months

    Top 0.28%

    in Rancho Santa Margarita, CA

    $149M

    All-Time Sales

    $250K - $1.5M

    Price Range

    4%

    Negotiated Off List

    Diane & John Cirignani profile picture
    BadgeTop Agent

    (20)

    Diane & John Cirignani

    Legacy 15 Real Estate Brokers

    28 Years of experience

    24+ Sales in the last 12 months

    Top 0.35%

    in Rancho Santa Margarita, CA

    $389.4M

    All-Time Sales

    $390K - $3.5M

    Price Range

    2%

    Negotiated Off List

    Lisa Piltz profile picture
    BadgeTop Agent

    (82)

    Lisa Piltz

    Bullock Russell Real Estate Services

    16 Years of experience

    11+ Sales in the last 12 months

    Top 0.42%

    in Rancho Santa Margarita, CA

    $150.9M

    All-Time Sales

    $620K - $4.3M

    Price Range

    12%

    Negotiated Off List

    Jordan Bennett profile picture
    BadgeTop Agent

    (129)

    Jordan Bennett

    Regency Real Estate Brokers

    19 Years of experience

    102+ Sales in the last 12 months

    Top 0.71%

    in Rancho Santa Margarita, CA

    $813M

    All-Time Sales

    $670K - $5.5M

    Price Range

    6%

    Negotiated Off List

    Kirstie Nystedt profile picture
    BadgeTop Agent

    (70)

    Kirstie Nystedt

    Bullock Russell Real Estate Services

    17 Years of experience

    21+ Sales in the last 12 months

    Top 1.06%

    in Rancho Santa Margarita, CA

    $221.8M

    All-Time Sales

    $550K - $2.7M

    Price Range

    3%

    Negotiated Off List

    Rochelle Chacon profile picture
    BadgeTop Agent

    (112)

    Rochelle Chacon

    Coldwell Banker Realty

    20 Years of experience

    26+ Sales in the last 12 months

    Top 1.2%

    in Rancho Santa Margarita, CA

    $190.8M

    All-Time Sales

    $470K - $3.3M

    Price Range

    1%

    Negotiated Off List

    Shawn Faramarzi profile picture
    BadgeTop Agent

    (63)

    Shawn Faramarzi

    Bullock Russell Services

    12 Years of experience

    19+ Sales in the last 12 months

    Top 1.41%

    in Rancho Santa Margarita, CA

    $142.9M

    All-Time Sales

    $1.1M - $22.1M

    Price Range

    Dave Gubler profile picture
    BadgeTop Agent

    (110)

    Dave Gubler

    IML Real Estate

    26 Years of experience

    14+ Sales in the last 12 months

    Top 1.49%

    in Rancho Santa Margarita, CA

    $309.1M

    All-Time Sales

    $540K - $4M

    Price Range

    3%

    Negotiated Off List

    Amy Sims profile picture
    BadgeTop Agent

    (61)

    Amy Sims

    Coldwell Banker

    18 Years of experience

    20+ Sales in the last 12 months

    Top 1.56%

    in Rancho Santa Margarita, CA

    $397.7M

    All-Time Sales

    $680K - $4.6M

    Price Range

    3%

    Negotiated Off List

    Larry Bammer profile picture
    BadgeTop Agent

    (1)

    Larry Bammer

    REAL Brokerage

    21 Years of experience

    3+ Sales in the last 12 months

    Top 1.63%

    in Rancho Santa Margarita, CA

    $343.1M

    All-Time Sales

    $710K - $10M

    Price Range

    4%

    Negotiated Off List

    Devin Doherty profile picture
    BadgeTop Agent

    (44)

    Devin Doherty

    Doherty Real Estate Group

    35 Years of experience

    28+ Sales in the last 12 months

    Top 1.7%

    in Rancho Santa Margarita, CA

    $341.2M

    All-Time Sales

    $550K - $8.2M

    Price Range

    4%

    Negotiated Off List

    Adam Alcaraz profile picture
    BadgeTop Agent

    (21)

    Adam Alcaraz

    Coldwell Banker Realty

    30 Years of experience

    15+ Sales in the last 12 months

    Top 2.12%

    in Rancho Santa Margarita, CA

    $184.8M

    All-Time Sales

    $440K - $6.9M

    Price Range

    Kevin Hood profile picture
    BadgeTop Agent

    (184)

    Kevin Hood

    GreenTree Properties

    29 Years of experience

    54+ Sales in the last 12 months

    Top 2.62%

    in Rancho Santa Margarita, CA

    $653M

    All-Time Sales

    $740K - $4.7M

    Price Range

    6%

    Negotiated Off List

    Mike Doyle profile picture
    BadgeTop Agent

    (102)

    Mike Doyle

    Century 21

    19 Years of experience

    28+ Sales in the last 12 months

    Top 2.83%

    in Rancho Santa Margarita, CA

    $229.7M

    All-Time Sales

    $640K - $2.3M

    Price Range

    2%

    Negotiated Off List

    Katrina Smith profile picture
    BadgeTop Agent

    (177)

    Katrina Smith

    Pinpoint Properties

    16 Years of experience

    42+ Sales in the last 12 months

    Top 2.9%

    in Rancho Santa Margarita, CA

    $813.2M

    All-Time Sales

    $1.5M - $16.8M

    Price Range

    8%

    Negotiated Off List

    Veronica Encinas profile picture
    BadgeTop Agent

    (58)

    Veronica Encinas

    Coldwell Banker Realty

    21 Years of experience

    12+ Sales in the last 12 months

    Top 2.9%

    in Rancho Santa Margarita, CA

    $261.3M

    All-Time Sales

    $620K - $6.8M

    Price Range

    Lynette Colletta profile picture
    BadgeTop Agent

    (82)

    Lynette Colletta

    Berkshire Hathaway HomeServices California Properties

    21 Years of experience

    1+ Sales in the last 12 months

    Top 2.9%

    in Rancho Santa Margarita, CA

    $136.1M

    All-Time Sales

    $550K - $2.9M

    Price Range

    Dawn Bogert profile picture
    BadgeTop Agent

    (32)

    Dawn Bogert

    First Team Real Estate

    34 Years of experience

    18+ Sales in the last 12 months

    Top 3.25%

    in Rancho Santa Margarita, CA

    $155.1M

    All-Time Sales

    $490K - $1.8M

    Price Range

    Cindy Bistany profile picture
    BadgeTop Agent

    (5)

    Cindy Bistany

    Keller Williams

    39 Years of experience

    2+ Sales in the last 12 months

    Top 3.32%

    in Rancho Santa Margarita, CA

    $26.4M

    All-Time Sales

    $450K - $1.3M

    Price Range

    Chris Walker - CA profile picture
    BadgeTop Agent

    (143)

    Chris Walker - CA

    Coldwell Banker

    22 Years of experience

    28+ Sales in the last 12 months

    Top 3.39%

    in Rancho Santa Margarita, CA

    $328.6M

    All-Time Sales

    $800K - $5.9M

    Price Range

    6%

    Negotiated Off List

    Holly McDonald profile picture
    BadgeTop Agent

    (109)

    Holly McDonald

    Compass

    17 Years of experience

    35+ Sales in the last 12 months

    Top 3.47%

    in Rancho Santa Margarita, CA

    $280M

    All-Time Sales

    $550K - $8.8M

    Price Range

    3%

    Negotiated Off List

    Evelyn Tee profile picture
    BadgeTop Agent

    (81)

    Evelyn Tee

    eXp Realty

    20 Years of experience

    26+ Sales in the last 12 months

    Top 3.54%

    in Rancho Santa Margarita, CA

    $190.8M

    All-Time Sales

    $550K - $2.3M

    Price Range

    4%

    Negotiated Off List

    Diego Magdaleno profile picture
    BadgeTop Agent

    (140)

    Diego Magdaleno

    1Vision Real Estate

    16 Years of experience

    107+ Sales in the last 12 months

    Top 3.68%

    in Rancho Santa Margarita, CA

    $384.8M

    All-Time Sales

    $580K - $3.3M

    Price Range

    Melody Smith profile picture
    BadgeTop Agent

    (105)

    Melody Smith

    Regency Real Estate Brokers

    20 Years of experience

    24+ Sales in the last 12 months

    Top 3.68%

    in Rancho Santa Margarita, CA

    $531.6M

    All-Time Sales

    $1.2M - $12M

    Price Range

    6%

    Negotiated Off List

    Do Top Rancho Santa Margarita Agents Sell Faster?

    The 25 top-ranked agents on EffectiveAgents in Rancho Santa Margarita sell in a median of 25 days, compared with the Rancho Santa Margarita market median of 28 days on market.

    Top-ranked agents25 days
    Rancho Santa Margarita market28 days

    About 3 days faster (11% quicker than the Rancho Santa Margarita market)

    Median days to sale reported by the top-ranked Rancho Santa Margarita agents on EffectiveAgents, compared with the Rancho Santa Margarita market median days on market. Agent figures reflect each agent's reported sales history.

    When Is the Best Time to Sell a House in Rancho Santa Margarita?

    Based on the last 24 months of verified MLS market data, homes in Rancho Santa Margarita sell fastest and closest to asking when they go under contract in June. To hit that window, plan to list around May.

    Median days on market by month (shorter is faster)

    75Jan47Feb33Mar36Apr32May32Jun42Jul42Aug57Sep53Oct65Nov64Dec

    June

    Best month to sell

    32 days

    Typical time on market

    100.8%

    Of asking price

    Seasonal averages from the last 24 months of Rancho Santa Margarita, CA sales. Individual results vary with price, condition, and how the broader market moves. A local agent can pinpoint the right timing for your home.

    What These Numbers Mean for Rancho Santa Margarita Buyers and Sellers

    Rancho Santa Margarita's housing market, detailed in the Housing Market Trends module above, currently shows a median sale price of $1,302,500 and a measured +31.6% change year over year. With homes now averaging 28 days on market and a -8 days shift in market time, the pace has moderated compared with a year ago. The sale-to-list ratio sits at 99.18%, indicating that final prices land close to asking, though sellers no longer command the premiums seen earlier. Just 29.4% of homes sold above list, while 28.7% of active listings have taken a price reduction, a combination that signals negotiating leverage is shifting toward buyers. At 3.6 months of supply with 122 active listings against 34 monthly sales, conditions read as balanced rather than overheated. For a buyer, this means there is room to submit offers at or modestly below asking, particularly on listings that have been active beyond the two-week window (only 40.4% of homes leave the market within 14 days). For a seller, pricing accurately from day one matters more than ever, since overpriced listings are the ones absorbing the 28.7% reduction rate and lingering. Well-priced homes in desirable areas still transact efficiently. Navigating this environment rewards local expertise, and Rancho Santa Margarita has 1,414 licensed agents to choose from. The challenge for consumers is separating consistent performers from the rest, which is where verified transaction data and independent rankings help buyers and sellers make an informed choice rather than relying on advertising alone.

    What Rancho Santa Margarita Home Prices Mean for You

    Understanding the true cost of homeownership in Rancho Santa Margarita goes beyond the listing price. These calculators break down what today's market conditions mean for your budget, your timeline, and your negotiating position.

    Income Required to Buy in Rancho Santa Margarita
    $349,900
    Median home price$1,302,500
    Down payment (20%)$260,500
    Loan amount$1,042,000
    Monthly payment (PITI)$8,164

    Based on 28% debt-to-income ratio, 6.58% mortgage rate (as of July 23, 2026), 30-year fixed loan, 1.15% property tax rate, $275/mo insurance. Actual requirements vary by lender.

    Rancho Santa Margarita Market Temperature
    Buyer's Market Balanced Seller's Market
    Balanced
    Days on Market 28 days
    Sale-to-List Price 99.18%
    Price Trend (YoY) +31.6%
    Estimated Monthly Payment
    Total Monthly Payment
    $8,164
    Principal & Interest
    $6,641
    Property Taxes
    $1,248
    Insurance
    $275
    PMI
    $0

    Based on $1,302,500 median home price with 20% down at 6.58% (as of July 23, 2026) for 30 years. Property tax estimated at 1.15% of home value.

    Rancho Santa Margarita Market: Then vs Now
    Median Sale Price
    One Year Ago $989,500
    Today $1,302,500
    +31.6%
    Days on Market
    One Year Ago 36 days
    Today 28 days
    -8 days days
    Sale-to-List Price
    One Year Ago 100.3%
    Today 99.18%
    -1.08%
    What this shift means: Compared with last year, prices moved +31.6% while market time reflected a -8 days change and the sale-to-list ratio shifted -1.08% to 99.18%. For sellers, this combination suggests continued value in home equity paired with a longer, more deliberate selling window. For buyers, the slower pace and closer-to-asking closings point to more room for negotiation than the market offered a year ago.

    Year-over-year data reflects the most recent rolling period from Rancho Santa Margarita MLS records. Prior year values calculated from current figures and published YoY changes.

    What to Look for in a Rancho Santa Margarita Realtor

    Choosing a real estate agent based on billboards or name recognition often overlooks what actually matters: a documented record of closed transactions and satisfied clients. In a market with 1,414 licensed agents, verified performance data offers a clearer signal than advertising spend. EffectiveAgents ranks 71 agents in Rancho Santa Margarita based on measured results. At the top of that analysis is Kathy Kennedy of Realty One Group, with 165 closed transactions, 46 client reviews, and $101.4M in all-time sales volume. That transaction depth carries weight in negotiations, especially when 29.4% of homes sell above list and 28.7% of listings require a price adjustment. An agent who understands pricing dynamics across areas like Las Flores and the broader 92688 zip code can position a home to sell near the 99.18% sale-to-list benchmark rather than chasing the market down. When comparing agents, look beyond a single sale and study review patterns over time, since consistency across dozens of transactions reveals far more than a handful of favorable outcomes.

    How We Rank Rancho Santa Margarita Real Estate Agents

    Our rankings are built from verified MLS transaction data, not advertising spend. For every agent we analyze more than fifteen performance signals, including sales volume in your city and zip code, recent and all-time transactions, days on market, negotiation results (how far above or below list price an agent's clients actually close), price-point fit, and verified reviews. The agents shown first are those whose verified results put them at the top of the Rancho Santa Margarita market today.

    Agents cannot pay for placement in these rankings. The underlying data refreshes as new closed transactions are reported, so rankings shift with real market performance. Learn how we rank agents.

    Rankings reviewed by Kevin Stuteville, Licensed Florida Real Estate Broker (License BK3068131), Founder of EffectiveAgents.

    Data last updated: May 2026

    Rancho Santa Margarita Real Estate Agent FAQs

    Who is the best real estate agent in Rancho Santa Margarita, CA?

    Based on EffectiveAgents' analysis of verified transaction data, Kathy Kennedy at Realty One Group ranks among the top agents in Rancho Santa Margarita, CA, with 165 closed transactions, 46 client reviews, and $101.4M in all-time sales volume. EffectiveAgents evaluates agents using measured performance metrics such as transaction history, client review patterns, and sales volume rather than advertising. With 71 ranked agents in the area, buyers and sellers can compare documented results side by side to find the professional best suited to their specific needs.

    How were these Rancho Santa Margarita real estate agents ranked?

    Rankings are built from verified MLS transaction data. We analyze more than fifteen performance signals for every agent, including sales volume in your city and zip code, recent and all-time transactions, days on market, negotiation results, price-point fit, and verified reviews. Agents cannot pay for placement.

    How many real estate agents are in Rancho Santa Margarita?

    Our data covers 1,414 real estate agents serving the Rancho Santa Margarita area. The count represents agents with transaction activity recorded in our Rancho Santa Margarita market data, not simply everyone holding a license.

    What does the median sale price in Rancho Santa Margarita mean for sellers?

    Rancho Santa Margarita's median sale price is $1,302,500 as of May 2026. Half of recent sales closed above that figure and half below. It is a useful baseline for understanding the market, but an experienced local agent will price your home against comparable recent sales in your neighborhood, not the citywide median.

    How long does it take to sell a house in Rancho Santa Margarita?

    Homes in Rancho Santa Margarita currently take a median of 28 days to sell, reflecting a -8 days change from a year ago as the market has shifted to a more measured pace. Actual timelines depend on pricing accuracy, condition, and location, with 40.4% of homes going off market within two weeks. Given that 28.7% of listings take a price reduction, homes priced correctly from the start typically sell faster. Working with an experienced local agent helps sellers set realistic expectations and position their home competitively.

    Does it cost anything to use EffectiveAgents?

    No. EffectiveAgents is free for home buyers and sellers, with no obligation to work with any agent we match you with.

    Do agents pay to be ranked or featured?

    No. Agents cannot pay for placement anywhere in these rankings. Positions are earned from verified transaction performance only.

    What commission do Rancho Santa Margarita realtors charge?

    Commissions are negotiable and vary by agent, service level, and transaction. There is no set rate, and recent industry changes have made commission structures more flexible than ever. Discuss the structure directly with your agent before signing a listing or buyer agreement.

    Should I use a local Rancho Santa Margarita agent or a national brand?

    The individual agent matters more than the brand on the sign. Offices within the same national franchise vary widely in performance, and the agent you hire, not the logo, prices your home, negotiates your contract, and manages your closing. A strong local agent brings firsthand knowledge of Rancho Santa Margarita neighborhoods, pricing patterns, and buyer activity. Compare agents on verified local results such as recent sales, days on market, and negotiation outcomes rather than name recognition.

    What questions should I ask a Rancho Santa Margarita realtor before hiring them?

    Ask how many homes they have closed in Rancho Santa Margarita in the past year, what their average sale-to-list ratio is, and how much of their business is in your neighborhood and price range. Ask how they will market your home or find you listings, and how often they will communicate. Strong agents answer with specifics. Verified transaction data is the fastest way to confirm what you hear.

    Top Realtors by Zip Code in Rancho Santa Margarita, CA

    Zip Codes

    Top Realtors by Neighborhood in Rancho Santa Margarita, CA

    Neighborhoods in Rancho Santa Margarita, CA

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