Top Realtors and Real Estate Agents in Fernandina Beach, FL

    Rankings based on verified MLS transaction data. Last updated July 2026. No pay-to-play.

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    Bruce Jasinsky profile picture
    BadgeTop Agent

    (12)

    Bruce Jasinsky

    Coldwell Banker The Amelia Group

    50 Years of experience

    2+ Sales in the last 12 months

    Top 0.45%

    in Fernandina Beach, FL

    $310.9M

    All-Time Sales

    $330K - $6.4M

    Price Range

    7%

    Negotiated Off List

    Jackie Darby profile picture
    BadgeTop Agent

    (1)

    Jackie Darby

    Century 21 John T Ferreira & Son, Inc.

    28 Years of experience

    53+ Sales in the last 12 months

    $178.1M

    All-Time Sales

    $190K - $1.3M

    Price Range

    5%

    Negotiated Off List

    Michael Matthews profile picture
    BadgeTop Agent

    (27)

    Michael Matthews

    Iron Valley Real Estate North Florida

    18 Years of experience

    2+ Sales in the last 12 months

    $111.4M

    All-Time Sales

    $210K - $2.3M

    Price Range

    192

    Sold in Fernandina Beach, FL

    Mike Hagel profile picture
    BadgeTop Agent

    (12)

    Mike Hagel

    Watson Realty Corp

    29 Years of experience

    16+ Sales in the last 12 months

    Top 2.49%

    in Fernandina Beach, FL

    $87.2M

    All-Time Sales

    $300K - $2.3M

    Price Range

    6%

    Negotiated Off List

    Melissa Ricks profile picture
    BadgeTop Agent

    (151)

    Melissa Ricks

    Engel & Volkers

    10 Years of experience

    140+ Sales in the last 12 months

    Top 2.95%

    in Fernandina Beach, FL

    $353.6M

    All-Time Sales

    $290K - $2.1M

    Price Range

    6%

    Negotiated Off List

    Colleen Bellar profile picture
    BadgeTop Agent

    (24)

    Colleen Bellar

    Keller Williams Realty, Atlantic Partners

    14 Years of experience

    25+ Sales in the last 12 months

    Top 3.17%

    in Fernandina Beach, FL

    $98.4M

    All-Time Sales

    $270K - $3M

    Price Range

    3%

    Negotiated Off List

    Angela Garcia profile picture
    BadgeTop Agent

    (27)

    Angela Garcia

    Watson Realty Corp

    12 Years of experience

    20+ Sales in the last 12 months

    Top 4.99%

    in Fernandina Beach, FL

    $99.3M

    All-Time Sales

    $220K - $690K

    Price Range

    5%

    Negotiated Off List

    Jeremy Paetsch profile picture
    BadgeTop Agent

    (16)

    Jeremy Paetsch

    Watson Realty Corp.

    15 Years of experience

    19+ Sales in the last 12 months

    Top 5.9%

    in Fernandina Beach, FL

    $43.8M

    All-Time Sales

    $250K - $2.1M

    Price Range

    7%

    Negotiated Off List

    CC Underwood profile picture
    BadgeTop Agent

    (145)

    CC Underwood

    Real Broker,LLC

    19 Years of experience

    67+ Sales in the last 12 months

    Top 7.26%

    in Fernandina Beach, FL

    $586.2M

    All-Time Sales

    $230K - $28.3M

    Price Range

    4%

    Negotiated Off List

    Joe Hughes profile picture
    BadgeTop Agent

    (6)

    Joe Hughes

    eXp Realty

    8 Years of experience

    574+ Sales in the last 12 months

    Top 8.84%

    in Fernandina Beach, FL

    $540.8M

    All-Time Sales

    $420K - $9.4M

    Price Range

    10%

    Negotiated Off List

    Heather Hagan profile picture
    BadgeTop Agent

    (2)

    Heather Hagan

    Watson Realty

    13 Years of experience

    1+ Sales in the last 12 months

    $14.7M

    All-Time Sales

    $260K - $1.8M

    Price Range

    17

    Sold in Fernandina Beach, FL

    Tonya Baudek profile picture
    BadgeTop Agent

    (32)

    Tonya Baudek

    Summer House Realty

    11 Years of experience

    15+ Sales in the last 12 months

    Top 12.93%

    in Fernandina Beach, FL

    $8.2M

    All-Time Sales

    $440K - $1.1M

    Price Range

    Rob Hastings profile picture
    BadgeTop Agent

    (78)

    Rob Hastings

    Keller Williams Atlantic Partners

    11 Years of experience

    56+ Sales in the last 12 months

    $246.4M

    All-Time Sales

    $330K - $4M

    Price Range

    4%

    Negotiated Off List

    Cindy Gavin profile picture
    BadgeTop Agent

    (242)

    Cindy Gavin

    Re/Max Specialists of Jacksonville

    24 Years of experience

    218+ Sales in the last 12 months

    $689.3M

    All-Time Sales

    $260K - $2.6M

    Price Range

    4%

    Negotiated Off List

    Aimee Davidow profile picture
    BadgeTop Agent

    (169)

    Aimee Davidow

    Coldwell Banker Vanguard Realty

    20 Years of experience

    152+ Sales in the last 12 months

    Top 13.83%

    in Fernandina Beach, FL

    $434.2M

    All-Time Sales

    $260K - $2.9M

    Price Range

    4%

    Negotiated Off List

    Leana Hunter-Prattis profile picture
    BadgeTop Agent

    (10)

    Leana Hunter-Prattis

    Emerald Realty Partners

    13 Years of experience

    1+ Sales in the last 12 months

    $40.5M

    All-Time Sales

    $120K - $560K

    Price Range

    6%

    Negotiated Off List

    Xina Rim profile picture
    BadgeTop Agent

    (55)

    Xina Rim

    eXp Realty

    20 Years of experience

    25+ Sales in the last 12 months

    $98.6M

    All-Time Sales

    $180K - $1.2M

    Price Range

    7%

    Negotiated Off List

    Tara Braithwaite profile picture
    BadgeTop Agent

    (49)

    Tara Braithwaite

    Coldwell Banker Vanguard Realty

    12 Years of experience

    7+ Sales in the last 12 months

    Top 16.33%

    in Fernandina Beach, FL

    $54.8M

    All-Time Sales

    $220K - $1.1M

    Price Range

    2%

    Negotiated Off List

    William Stelling profile picture
    BadgeTop Agent

    (20)

    William Stelling

    All Real Estate Options, Inc

    11 Years of experience

    5+ Sales in the last 12 months

    $49.3M

    All-Time Sales

    $200K - $580K

    Price Range

    4%

    Negotiated Off List

    Kay Chafton profile picture
    BadgeTop Agent

    (16)

    Kay Chafton

    Coldwell Banker Vanguard Realty

    25 Years of experience

    35+ Sales in the last 12 months

    $264.1M

    All-Time Sales

    $210K - $990K

    Price Range

    2%

    Negotiated Off List

    Stephen Jones profile picture
    BadgeTop Agent

    (54)

    Stephen Jones

    CrossView Realty

    8 Years of experience

    41+ Sales in the last 12 months

    $140.8M

    All-Time Sales

    $240K - $1.2M

    Price Range

    7%

    Negotiated Off List

    Nancy Bass profile picture
    BadgeTop Agent

    (9)

    Nancy Bass

    Bass Professional Realty

    28 Years of experience

    24+ Sales in the last 12 months

    $76.2M

    All-Time Sales

    $220K - $2.4M

    Price Range

    4%

    Negotiated Off List

    Jean Pickett profile picture
    BadgeTop Agent

    (49)

    Jean Pickett

    ONE Sotheby's International Realty

    20 Years of experience

    15+ Sales in the last 12 months

    $106.6M

    All-Time Sales

    $290K - $2.2M

    Price Range

    4%

    Negotiated Off List

    Kevin Bartlett profile picture
    BadgeTop Agent

    (79)

    Kevin Bartlett

    KBRE

    10 Years of experience

    389+ Sales in the last 12 months

    Top 17.23%

    in Fernandina Beach, FL

    $436.8M

    All-Time Sales

    $230K - $2.7M

    Price Range

    7%

    Negotiated Off List

    David Lane - FL profile picture
    BadgeTop Agent

    (71)

    David Lane - FL

    Keller Williams Realty Atlantic

    22 Years of experience

    15+ Sales in the last 12 months

    Top 17.69%

    in Fernandina Beach, FL

    $211.8M

    All-Time Sales

    $320K - $2.7M

    Price Range

    6%

    Negotiated Off List

    Do Top Fernandina Beach Agents Sell Faster?

    The 24 top-ranked agents on EffectiveAgents in Fernandina Beach sell in a median of 32 days, compared with the Fernandina Beach market median of 55 days on market.

    Top-ranked agents32 days
    Fernandina Beach market55 days

    About 23 days faster (42% quicker than the Fernandina Beach market)

    Median days to sale reported by the top-ranked Fernandina Beach agents on EffectiveAgents, compared with the Fernandina Beach market median days on market. Agent figures reflect each agent's reported sales history.

    When Is the Best Time to Sell a House in Fernandina Beach?

    Based on the last 24 months of verified MLS market data, homes in Fernandina Beach sell fastest and closest to asking when they go under contract in April. To hit that window, plan to list around February.

    Median days on market by month (shorter is faster)

    87Jan54Feb54Mar47Apr56May61Jun68Jul68Aug67Sep61Oct80Nov75Dec

    April

    Best month to sell

    47 days

    Typical time on market

    95.9%

    Of asking price

    Seasonal averages from the last 24 months of Fernandina Beach, FL sales. Individual results vary with price, condition, and how the broader market moves. A local agent can pinpoint the right timing for your home.

    What These Numbers Mean for Fernandina Beach Buyers and Sellers

    Fernandina Beach currently carries a median sale price of $689,655, and the Housing Market Trends module above frames a market where negotiating leverage has shifted toward buyers on many properties. The clearest signal is inventory: 147 active listings against 38 monthly sales produces roughly 4.0 months of supply, a balance that gives buyers time to evaluate rather than react. That balance is reinforced by the share of listings with price cuts, currently 35.8%, and by only 4.5% of homes closing above asking. Together these indicators suggest sellers who overprice are absorbing the adjustment on the market rather than at the closing table.

    Median time on market sits at 55, a meaningful shift given a -11 days change in market time year over year. With the sale-to-list ratio at 96.59%, buyers who write measured offers below list are frequently finding room to negotiate, particularly on listings that have already logged a price reduction. For a buyer, the practical takeaway is to anchor offers to days on market and reduction history rather than to original list price. For a seller, the data argues for disciplined initial pricing, since the 25.4% of homes that leave within two weeks are almost always the correctly priced ones.

    Interpreting these crosscurrents is where local expertise matters. Fernandina Beach has 441 licensed agents, and performance among them varies widely. Understanding which agents consistently price accurately and negotiate effectively in the 32034 and 32035 areas is the difference between a listing that stalls and one that moves.

    What Fernandina Beach Home Prices Mean for You

    Understanding the true cost of homeownership in Fernandina Beach goes beyond the listing price. These calculators break down what today's market conditions mean for your budget, your timeline, and your negotiating position.

    Income Required to Buy in Fernandina Beach
    $196,600
    Median home price$689,655
    Down payment (20%)$137,931
    Loan amount$551,724
    Monthly payment (PITI)$4,588

    Based on 28% debt-to-income ratio, 6.95% mortgage rate (as of September 17, 2026), 30-year fixed loan, 1.15% property tax rate, $275/mo insurance. Actual requirements vary by lender.

    Fernandina Beach Market Temperature
    Buyer's Market Balanced Seller's Market
    Balanced
    Days on Market 55 days
    Sale-to-List Price 96.59%
    Price Trend (YoY) +0.7%
    Estimated Monthly Payment
    Total Monthly Payment
    $4,588
    Principal & Interest
    $3,652
    Property Taxes
    $661
    Insurance
    $275
    PMI
    $0

    Based on $689,655 median home price with 20% down at 6.95% (as of September 17, 2026) for 30 years. Property tax estimated at 1.15% of home value.

    Fernandina Beach Market: Then vs Now
    Median Sale Price
    One Year Ago $684,997
    Today $689,655
    +0.7%
    Days on Market
    One Year Ago 66 days
    Today 55 days
    -11 days days
    Sale-to-List Price
    One Year Ago 95.4%
    Today 96.59%
    +1.22%
    What this shift means: Year over year, median sale price moved +0.7% while the sale-to-list ratio registered +1.22% and market time reflected a -11 days change. For buyers, that combination signals more room to negotiate and less pressure to waive contingencies. For sellers, it means the near-instant sales of prior cycles have normalized, so accurate pricing and preparation now carry more weight than momentum.

    Year-over-year data reflects the most recent rolling period from Fernandina Beach MLS records. Prior year values calculated from current figures and published YoY changes.

    What to Look for in a Fernandina Beach Realtor

    Choosing an agent on name recognition alone overlooks what actually moves a transaction: pricing accuracy, negotiation discipline, and a track record measured against real outcomes. EffectiveAgents analyzed 392 transactions in the Fernandina Beach market to rank 58 agents against verified performance data. The top-ranked agent, Bruce Jasinsky at Coldwell Banker The Amelia Group, has recorded 758 transactions and $310.9M in all-time sales volume. That depth of experience matters in a market where 35.8% of listings see a reduction, because pricing correctly the first time protects a seller's leverage. Whether a property sits in the 32034 corridor near the historic core or the 32035 area, an agent who understands sale-to-list dynamics (currently 96.59%) can position offers and counteroffers with precision. When reviewing agents, look beyond a single glowing testimonial and study review patterns over time, since consistency across many clients is a more reliable indicator than volume of praise on any one deal.

    How We Rank Fernandina Beach Real Estate Agents

    Our rankings are built from verified MLS transaction data, not advertising spend. For every agent we analyze more than fifteen performance signals, including sales volume in your city and zip code, recent and all-time transactions, days on market, negotiation results (how far above or below list price an agent's clients actually close), price-point fit, and verified reviews. The agents shown first are those whose verified results put them at the top of the Fernandina Beach market today.

    Agents cannot pay for placement in these rankings. The underlying data refreshes as new closed transactions are reported, so rankings shift with real market performance. Learn how we rank agents.

    Rankings reviewed by Kevin Stuteville, Licensed Florida Real Estate Broker (License BK3068131), Founder of EffectiveAgents.

    Data last updated: July 2026

    Fernandina Beach Real Estate Agent FAQs

    Who is the best real estate agent in Fernandina Beach, FL?

    The top-ranked agent in Fernandina Beach, FL is Bruce Jasinsky at Coldwell Banker The Amelia Group, with 758 career transactions and $310.9M in all-time sales volume. EffectiveAgents does not rely on advertising or self-reported claims. Instead, we analyzed 392 local transactions and ranked 58 agents out of 441 licensed professionals using verified sales data, pricing accuracy, and client review patterns. The best agent for you depends on your property type and goals, so we recommend comparing the ranked shortlist rather than defaulting to a single name.

    How were these Fernandina Beach real estate agents ranked?

    Rankings are built from verified MLS transaction data. We analyze more than fifteen performance signals for every agent, including sales volume in your city and zip code, recent and all-time transactions, days on market, negotiation results, price-point fit, and verified reviews. Agents cannot pay for placement.

    How many real estate agents are in Fernandina Beach?

    Our data covers 441 real estate agents serving the Fernandina Beach area. The count represents agents with transaction activity recorded in our Fernandina Beach market data, not simply everyone holding a license.

    What does the median sale price in Fernandina Beach mean for sellers?

    Fernandina Beach's median sale price is $689,655 as of July 2026. Half of recent sales closed above that figure and half below. It is a useful baseline for understanding the market, but an experienced local agent will price your home against comparable recent sales in your neighborhood, not the citywide median.

    How long does it take to sell a house in Fernandina Beach?

    In Fernandina Beach, the median home takes 55 to sell, reflecting a -11 days change in market time year over year. Actual timelines vary widely based on pricing, condition, and location within the 32034 and 32035 areas. With 4.0 months of supply and 35.8% of listings taking a reduction, homes priced to market data tend to move fastest, while the 25.4% that sell within two weeks are typically the best-prepared and most accurately priced. Correct initial pricing remains the single largest factor in a shorter timeline.

    Does it cost anything to use EffectiveAgents?

    No. EffectiveAgents is free for home buyers and sellers, with no obligation to work with any agent we match you with.

    Do agents pay to be ranked or featured?

    No. Agents cannot pay for placement anywhere in these rankings. Positions are earned from verified transaction performance only.

    What commission do Fernandina Beach realtors charge?

    Commissions are negotiable and vary by agent, service level, and transaction. There is no set rate, and recent industry changes have made commission structures more flexible than ever. Discuss the structure directly with your agent before signing a listing or buyer agreement.

    Should I use a local Fernandina Beach agent or a national brand?

    The individual agent matters more than the brand on the sign. Offices within the same national franchise vary widely in performance, and the agent you hire, not the logo, prices your home, negotiates your contract, and manages your closing. A strong local agent brings firsthand knowledge of Fernandina Beach neighborhoods, pricing patterns, and buyer activity. Compare agents on verified local results such as recent sales, days on market, and negotiation outcomes rather than name recognition.

    What questions should I ask a Fernandina Beach realtor before hiring them?

    Ask how many homes they have closed in Fernandina Beach in the past year, what their average sale-to-list ratio is, and how much of their business is in your neighborhood and price range. Ask how they will market your home or find you listings, and how often they will communicate. Strong agents answer with specifics. Verified transaction data is the fastest way to confirm what you hear.

    Top Realtors by Zip Code in Fernandina Beach, FL

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