Top Realtors and Real Estate Agents in Fernandina Beach, FL
Rankings based on verified MLS transaction data. Last updated September 2026. No pay-to-play.
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Top Agent
(12)
Bruce Jasinsky
Coldwell Banker The Amelia Group
50 Years of experience
2+ Sales in the last 12 months
Top 0.45%
in Fernandina Beach, FL
$334.4M
All-Time Sales
$320K - $6.4M
Price Range
7%
Negotiated Off List
Top Agent(1)
Jackie Darby
Century 21 John T Ferreira & Son, Inc.
28 Years of experience
53+ Sales in the last 12 months
$178.1M
All-Time Sales
$190K - $1.3M
Price Range
5%
Negotiated Off List
Top Agent(27)
Michael Matthews
Iron Valley Real Estate North Florida
18 Years of experience
2+ Sales in the last 12 months
$112.3M
All-Time Sales
$200K - $2.3M
Price Range
192
Sold in Fernandina Beach, FL
Top AgentTop 2.49%
in Fernandina Beach, FL
$89.6M
All-Time Sales
$310K - $2.3M
Price Range
6%
Negotiated Off List
Top AgentTop 2.95%
in Fernandina Beach, FL
$356.7M
All-Time Sales
$290K - $2.1M
Price Range
6%
Negotiated Off List
Top Agent(24)
Colleen Bellar
Keller Williams Realty, Atlantic Partners
14 Years of experience
25+ Sales in the last 12 months
Top 3.17%
in Fernandina Beach, FL
$101.5M
All-Time Sales
$260K - $3M
Price Range
3%
Negotiated Off List
Top AgentTop 4.99%
in Fernandina Beach, FL
$102.4M
All-Time Sales
$220K - $690K
Price Range
5%
Negotiated Off List
Top AgentTop 5.9%
in Fernandina Beach, FL
$44.8M
All-Time Sales
$260K - $2.1M
Price Range
7%
Negotiated Off List
Top AgentTop 7.26%
in Fernandina Beach, FL
$586.3M
All-Time Sales
$230K - $28.3M
Price Range
4%
Negotiated Off List
Top AgentTop 8.84%
in Fernandina Beach, FL
$541M
All-Time Sales
$420K - $9.4M
Price Range
10%
Negotiated Off List
Top Agent$14.7M
All-Time Sales
$260K - $1.8M
Price Range
17
Sold in Fernandina Beach, FL
Top AgentTop 12.7%
in Fernandina Beach, FL
$73.1M
All-Time Sales
$350K - $1.1M
Price Range
Top Agent(78)
Rob Hastings
Keller Williams Atlantic Partners
11 Years of experience
55+ Sales in the last 12 months
$250.8M
All-Time Sales
$330K - $4M
Price Range
4%
Negotiated Off List
Top Agent(268)
Cindy Gavin
Re/Max Specialists of Jacksonville
24 Years of experience
214+ Sales in the last 12 months
$750M
All-Time Sales
$260K - $2.6M
Price Range
4%
Negotiated Off List
Top Agent(169)
Aimee Davidow
Coldwell Banker Vanguard Realty
20 Years of experience
143+ Sales in the last 12 months
Top 13.61%
in Fernandina Beach, FL
$435.7M
All-Time Sales
$260K - $2.9M
Price Range
4%
Negotiated Off List
Top Agent$40.5M
All-Time Sales
$120K - $560K
Price Range
6%
Negotiated Off List
Top Agent$99.8M
All-Time Sales
$180K - $1.2M
Price Range
7%
Negotiated Off List
Top AgentTop 16.1%
in Fernandina Beach, FL
$55.8M
All-Time Sales
$220K - $1.1M
Price Range
2%
Negotiated Off List
Top Agent(20)
William Stelling
All Real Estate Options, Inc
11 Years of experience
5+ Sales in the last 12 months
$49.3M
All-Time Sales
$200K - $580K
Price Range
4%
Negotiated Off List
Top Agent$264.1M
All-Time Sales
$210K - $990K
Price Range
2%
Negotiated Off List
Top Agent$143.4M
All-Time Sales
$240K - $1.2M
Price Range
7%
Negotiated Off List
Top Agent$76.5M
All-Time Sales
$220K - $2.4M
Price Range
4%
Negotiated Off List
Top Agent(49)
Jean Pickett
ONE Sotheby's International Realty
20 Years of experience
14+ Sales in the last 12 months
$106.6M
All-Time Sales
$290K - $2.2M
Price Range
4%
Negotiated Off List
Top AgentTop 17.01%
in Fernandina Beach, FL
$453.7M
All-Time Sales
$230K - $2.7M
Price Range
7%
Negotiated Off List
Top AgentTop 17.46%
in Fernandina Beach, FL
$458.4M
All-Time Sales
$210K - $2.1M
Price Range
6%
Negotiated Off List
Fernandina beach Housing Market Trends
Homes in Fernandina beach take a median 48 days to sell, go for 95.91% of asking, prices are down 0.6% from a year ago. Verified MLS market data through September 2026.
Market temperature
Balanced market
4.1 months of supply. Under 3 favors sellers, over 6 favors buyers.
What homes sell for
$724,655
median sale price
How fast they sell
48 days
median time on market
Supply and competition
4.1 months
of supply on the market
The numbers speak
for Fernandina Beach.
Every agent above earned their place with closed sales, not advertising. Tell us about your home and our algorithm picks the Fernandina Beach agents whose results fit it.
Fernandina Beach agents analyzed for these rankings
days faster: top-ranked agents sell in 30 days, the Fernandina Beach market in 48
median sale price in Fernandina Beach
Do Top Fernandina Beach Agents Sell Faster?
The 24 top-ranked agents on EffectiveAgents in Fernandina Beach sell in a median of 30 days, compared with the Fernandina Beach market median of 48 days on market.
About 18 days faster (38% quicker than the Fernandina Beach market)
Median days to sale reported by the top-ranked Fernandina Beach agents on EffectiveAgents, compared with the Fernandina Beach market median days on market. Agent figures reflect each agent's reported sales history.
When Is the Best Time to Sell a House in Fernandina Beach?
Based on the last 24 months of verified MLS market data, homes in Fernandina Beach sell fastest and closest to asking when they go under contract in May. To hit that window, plan to list around March.
Median days on market by month (shorter is faster)
May
Best month to sell
56 days
Typical time on market
96%
Of asking price
Seasonal averages from the last 24 months of Fernandina Beach, FL sales. Individual results vary with price, condition, and how the broader market moves. A local agent can pinpoint the right timing for your home.
What These Numbers Mean for Fernandina Beach Buyers and Sellers
Fernandina Beach currently carries a median sale price of $724,655, and the Housing Market Trends module above frames a market where negotiating leverage has shifted toward buyers on many properties. The clearest signal is inventory: 144 active listings against 36 monthly sales produces roughly 4.1 months of supply, a balance that gives buyers time to evaluate rather than react. That balance is reinforced by the share of listings with price cuts, currently 34.8%, and by only 3.8% of homes closing above asking. Together these indicators suggest sellers who overprice are absorbing the adjustment on the market rather than at the closing table.
Median time on market sits at 48, a meaningful shift given a -32 days change in market time year over year. With the sale-to-list ratio at 95.91%, buyers who write measured offers below list are frequently finding room to negotiate, particularly on listings that have already logged a price reduction. For a buyer, the practical takeaway is to anchor offers to days on market and reduction history rather than to original list price. For a seller, the data argues for disciplined initial pricing, since the 18.8% of homes that leave within two weeks are almost always the correctly priced ones.
Interpreting these crosscurrents is where local expertise matters. Fernandina Beach has 441 licensed agents, and performance among them varies widely. Understanding which agents consistently price accurately and negotiate effectively in the 32034 and 32035 areas is the difference between a listing that stalls and one that moves.
What Fernandina Beach Home Prices Mean for You
Understanding the true cost of homeownership in Fernandina Beach goes beyond the listing price. These calculators break down what today's market conditions mean for your budget, your timeline, and your negotiating position.
| Median home price | $724,655 |
| Down payment (20%) | $144,931 |
| Loan amount | $579,724 |
| Monthly payment (PITI) | $4,983 |
Based on 28% debt-to-income ratio, 7.40% mortgage rate (as of October 15, 2026), 30-year fixed loan, 1.15% property tax rate, $275/mo insurance. Actual requirements vary by lender.
Based on $724,655 median home price with 20% down at 7.40% (as of October 15, 2026) for 30 years. Property tax estimated at 1.15% of home value.
Year-over-year data reflects the most recent rolling period from Fernandina Beach MLS records. Prior year values calculated from current figures and published YoY changes.
What to Look for in a Fernandina Beach Realtor
Choosing an agent on name recognition alone overlooks what actually moves a transaction: pricing accuracy, negotiation discipline, and a track record measured against real outcomes. EffectiveAgents analyzed 397 transactions in the Fernandina Beach market to rank 59 agents against verified performance data. The top-ranked agent, Bruce Jasinsky at Coldwell Banker The Amelia Group, has recorded 758 transactions and $310.9M in all-time sales volume. That depth of experience matters in a market where 34.8% of listings see a reduction, because pricing correctly the first time protects a seller's leverage. Whether a property sits in the 32034 corridor near the historic core or the 32035 area, an agent who understands sale-to-list dynamics (currently 95.91%) can position offers and counteroffers with precision. When reviewing agents, look beyond a single glowing testimonial and study review patterns over time, since consistency across many clients is a more reliable indicator than volume of praise on any one deal.
How We Rank Fernandina Beach Real Estate Agents
Our rankings are built from verified MLS transaction data, not advertising spend. For every agent we analyze more than fifteen performance signals, including sales volume in your city and zip code, recent and all-time transactions, days on market, negotiation results (how far above or below list price an agent's clients actually close), price-point fit, and verified reviews. The agents shown first are those whose verified results put them at the top of the Fernandina Beach market today.
Agents cannot pay for placement in these rankings. The underlying data refreshes as new closed transactions are reported, so rankings shift with real market performance. Learn how we rank agents.
441
agents analyzed
15+
performance signals
$0
paid for placement
Rankings reviewed by Kevin Stuteville, Licensed Florida Real Estate Broker (License BK3068131), Founder of EffectiveAgents.
Data last updated: September 2026
Fernandina Beach Real Estate Agent FAQs
Who is the best real estate agent in Fernandina Beach, FL?
The top-ranked agent in Fernandina Beach, FL is Bruce Jasinsky at Coldwell Banker The Amelia Group, with 758 career transactions and $310.9M in all-time sales volume. EffectiveAgents does not rely on advertising or self-reported claims. Instead, we analyzed 397 local transactions and ranked 59 agents out of 441 licensed professionals using verified sales data, pricing accuracy, and client review patterns. The best agent for you depends on your property type and goals, so we recommend comparing the ranked shortlist rather than defaulting to a single name.
How were these Fernandina Beach real estate agents ranked?
Rankings are built from verified MLS transaction data. We analyze more than fifteen performance signals for every agent, including sales volume in your city and zip code, recent and all-time transactions, days on market, negotiation results, price-point fit, and verified reviews. Agents cannot pay for placement.
How many real estate agents are in Fernandina Beach?
Our data covers 441 real estate agents serving the Fernandina Beach area. The count represents agents with transaction activity recorded in our Fernandina Beach market data, not simply everyone holding a license.
What does the median sale price in Fernandina Beach mean for sellers?
Fernandina Beach's median sale price is $724,655 as of September 2026. Half of recent sales closed above that figure and half below. It is a useful baseline for understanding the market, but an experienced local agent will price your home against comparable recent sales in your neighborhood, not the citywide median.
How long does it take to sell a house in Fernandina Beach?
In Fernandina Beach, the median home takes 48 to sell, reflecting a -32 days change in market time year over year. Actual timelines vary widely based on pricing, condition, and location within the 32034 and 32035 areas. With 4.1 months of supply and 34.8% of listings taking a reduction, homes priced to market data tend to move fastest, while the 18.8% that sell within two weeks are typically the best-prepared and most accurately priced. Correct initial pricing remains the single largest factor in a shorter timeline.
Does it cost anything to use EffectiveAgents?
No. EffectiveAgents is free for home buyers and sellers, with no obligation to work with any agent we match you with.
Do agents pay to be ranked or featured?
No. Agents cannot pay for placement anywhere in these rankings. Positions are earned from verified transaction performance only.
What commission do Fernandina Beach realtors charge?
Commissions are negotiable and vary by agent, service level, and transaction. There is no set rate, and recent industry changes have made commission structures more flexible than ever. Discuss the structure directly with your agent before signing a listing or buyer agreement.
Should I use a local Fernandina Beach agent or a national brand?
The individual agent matters more than the brand on the sign. Offices within the same national franchise vary widely in performance, and the agent you hire, not the logo, prices your home, negotiates your contract, and manages your closing. A strong local agent brings firsthand knowledge of Fernandina Beach neighborhoods, pricing patterns, and buyer activity. Compare agents on verified local results such as recent sales, days on market, and negotiation outcomes rather than name recognition.
What questions should I ask a Fernandina Beach realtor before hiring them?
Ask how many homes they have closed in Fernandina Beach in the past year, what their average sale-to-list ratio is, and how much of their business is in your neighborhood and price range. Ask how they will market your home or find you listings, and how often they will communicate. Strong agents answer with specifics. Verified transaction data is the fastest way to confirm what you hear.
Top Realtors by Zip Code in Fernandina Beach, FL
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