Top Realtors and Real Estate Agents in White Bear Lake, MN
Rankings based on verified MLS transaction data. Last updated May 2026. No pay-to-play.
Top Agent
(2047)
Ryan O'Neill
The Minnesota Real Estate Team of RE/MAX Advantage Plus
23 Years of experience
1,661+ Sales in the last 12 months
Top 0.14%
in White Bear Lake, MN
$4.28B
All-Time Sales
$230K - $26M
Price Range
6%
Negotiated Off List
Top AgentTop 0.42%
in White Bear Lake, MN
$225.7M
All-Time Sales
$120K - $2M
Price Range
2%
Negotiated Off List
Top AgentTop 0.57%
in White Bear Lake, MN
$147.3M
All-Time Sales
$240K - $15.9M
Price Range
Top AgentTop 1.13%
in White Bear Lake, MN
$555.7M
All-Time Sales
$210K - $1.3M
Price Range
7%
Negotiated Off List
Top Agent(138)
Shawn Korby
Keller Williams Integrity Realty
22 Years of experience
50+ Sales in the last 12 months
Top 1.27%
in White Bear Lake, MN
$372.1M
All-Time Sales
$220K - $1.5M
Price Range
4%
Negotiated Off List
Top Agent(3)
Amy Westerlund
Keller Williams Premier Realty
20 Years of experience
21+ Sales in the last 12 months
Top 1.98%
in White Bear Lake, MN
$152.2M
All-Time Sales
$190K - $2.2M
Price Range
3%
Negotiated Off List
Top AgentTop 2.4%
in White Bear Lake, MN
$322.6M
All-Time Sales
$260K - $3.4M
Price Range
Top AgentTop 2.55%
in White Bear Lake, MN
$404.5M
All-Time Sales
$230K - $2.2M
Price Range
4%
Negotiated Off List
Top AgentTop 2.83%
in White Bear Lake, MN
$40.7M
All-Time Sales
$210K - $640K
Price Range
Top AgentTop 3.11%
in White Bear Lake, MN
$165.2M
All-Time Sales
$200K - $1.6M
Price Range
3%
Negotiated Off List
Top Agent(339)
Jason & Brooke Huerkamp
Keller Williams Preferred Realty
26 Years of experience
696+ Sales in the last 12 months
Top 4.38%
in White Bear Lake, MN
$1.18B
All-Time Sales
$240K - $3M
Price Range
5%
Negotiated Off List
Top AgentTop 4.53%
in White Bear Lake, MN
$465.2M
All-Time Sales
$390K - $3.3M
Price Range
4%
Negotiated Off List
Top Agent(10)
Polina Kilpela
Keller Williams Premier Realty
15 Years of experience
20+ Sales in the last 12 months
Top 4.67%
in White Bear Lake, MN
$47.2M
All-Time Sales
$240K - $860K
Price Range
Top AgentTop 4.95%
in White Bear Lake, MN
$38.5M
All-Time Sales
$180K - $910K
Price Range
Top AgentTop 5.09%
in White Bear Lake, MN
$40.7M
All-Time Sales
$290K - $1.9M
Price Range
Top AgentTop 5.66%
in White Bear Lake, MN
$182.2M
All-Time Sales
$240K - $1.4M
Price Range
3%
Negotiated Off List
Top AgentTop 5.8%
in White Bear Lake, MN
$125M
All-Time Sales
$220K - $1.3M
Price Range
Top AgentTop 5.94%
in White Bear Lake, MN
$543.4M
All-Time Sales
$250K - $3.2M
Price Range
3%
Negotiated Off List
Top AgentTop 6.08%
in White Bear Lake, MN
$68.2M
All-Time Sales
$250K - $1.2M
Price Range
Top AgentTop 6.36%
in White Bear Lake, MN
$78.3M
All-Time Sales
$210K - $1.1M
Price Range
5%
Negotiated Off List
Top AgentTop 6.51%
in White Bear Lake, MN
$850M
All-Time Sales
$410K - $3.4M
Price Range
4%
Negotiated Off List
Top Agent(48)
Jamie Borden
TCI Realty of Minnesota, Inc. - Borden Realty
23 Years of experience
13+ Sales in the last 12 months
Top 6.93%
in White Bear Lake, MN
$92.3M
All-Time Sales
$210K - $1M
Price Range
Top AgentTop 7.78%
in White Bear Lake, MN
$475.6M
All-Time Sales
$250K - $2M
Price Range
4%
Negotiated Off List
Top AgentTop 7.78%
in White Bear Lake, MN
$369.3M
All-Time Sales
$230K - $5.2M
Price Range
5%
Negotiated Off List
Top AgentTop 7.78%
in White Bear Lake, MN
$138.3M
All-Time Sales
$280K - $1.5M
Price Range
4%
Negotiated Off List
White bear lake Housing Market Trends
Median Sale Price
$345,000
-10.97% year-over-yearMedian Days on Market
13
+2 days year-over-yearSale-to-List Price
101.49%
-0.93% year-over-yearHomes Sold Above List Price
60.6%
+0.6% year-over-yearOff the Market in 2 Weeks
67.5%
+6.0% year-over-yearListings With Price Drops
40.5%
+9.5% year-over-yearMonths of Supply
1.1
Realtors in White bear lake
707
Verified MLS market data through May 2026.
When Is the Best Time to Sell a House in White Bear Lake?
Based on the last 24 months of verified MLS market data, homes in White Bear Lake sell fastest and closest to asking when they go under contract in June. To hit that window, plan to list around June.
Median days on market by month (shorter is faster)
June
Best month to sell
14 days
Typical time on market
103.3%
Of asking price
Seasonal averages from the last 24 months of White Bear Lake, MN sales. Individual results vary with price, condition, and how the broader market moves. A local agent can pinpoint the right timing for your home.
What These Numbers Mean for White Bear Lake Buyers and Sellers
The Housing Market Trends module above shows White Bear Lake operating as a fast-moving, low-supply market. With just 1.1 months of supply and 37 active listings against 33 homes sold and 40 pending sales in a typical month, demand continues to outpace the number of properties available. The competitive indicators reinforce that reading: 60.6% of homes sold above list price, 67.5% went off the market within two weeks, and the average sale-to-list ratio sits at 101.49%. Together these point to negotiating leverage that still favors sellers on well-priced listings.
The picture is not one-sided, however. Listings with price drops reached 40.5%, and the median sale price moved -11.0% year over year, while median time on market registered a +2 days change. For a buyer, this means the homes that linger past the median 13 days, or those that have already taken a price cut, are where real negotiating room exists, even as fresh, accurately priced listings still draw competing offers. Coming in near asking on new inventory but pressing harder on aged listings is a rational split.
For a seller, the data argues for disciplined initial pricing rather than aspirational numbers, since the high price-drop share shows overpricing gets corrected by the market, not rewarded. Pricing to the current $223.064 per square foot supports the quick sales and above-list outcomes the numbers reflect. With 707 licensed agents active in the area, choosing one who can read these signals precisely matters more than in a slower market.
What White Bear Lake Home Prices Mean for You
Understanding the true cost of homeownership in White Bear Lake goes beyond the listing price. These calculators break down what today's market conditions mean for your budget, your timeline, and your negotiating position.
| Median home price | $345,000 |
| Down payment (20%) | $69,000 |
| Loan amount | $276,000 |
| Monthly payment (PITI) | $2,385 |
Based on 28% debt-to-income ratio, 6.69% mortgage rate (as of August 6, 2026), 30-year fixed loan, 1.15% property tax rate, $275/mo insurance. Actual requirements vary by lender.
Based on $345,000 median home price with 20% down at 6.69% (as of August 6, 2026) for 30 years. Property tax estimated at 1.15% of home value.
Year-over-year data reflects the most recent rolling period from White Bear Lake MLS records. Prior year values calculated from current figures and published YoY changes.
What to Look for in a White Bear Lake Realtor
Choosing an agent on name recognition alone rarely reflects who performs best on the metrics that decide your outcome. EffectiveAgents ranks agents on verified transaction history and client review patterns rather than advertising spend, analyzing 298 transactions across White Bear Lake to surface who actually closes. The top ranked agent, Ryan O'Neill at The Minnesota Real Estate Team of RE/MAX Advantage Plus, has recorded more than 14,797 transactions and over 2,047 reviews. In a market where 60.6% of homes sell above list and the sale-to-list ratio holds at 101.49%, negotiation skill is measurable: an agent who consistently protects seller pricing or wins buyer bids on the 67.5% of homes gone within two weeks delivers quantifiable value. Of the 707 licensed agents in the area, only 53 meet the ranking threshold. When reviewing candidates, look past raw star counts to the pattern of reviews over time, repeat client language, and how outcomes track against the local median.
How We Rank White Bear Lake Real Estate Agents
Our rankings are built from verified MLS transaction data, not advertising spend. For every agent we analyze more than fifteen performance signals, including sales volume in your city and zip code, recent and all-time transactions, days on market, negotiation results (how far above or below list price an agent's clients actually close), price-point fit, and verified reviews. The agents shown first are those whose verified results put them at the top of the White Bear Lake market today.
Agents cannot pay for placement in these rankings. The underlying data refreshes as new closed transactions are reported, so rankings shift with real market performance. Learn how we rank agents.
Rankings reviewed by Kevin Stuteville, Licensed Florida Real Estate Broker (License BK3068131), Founder of EffectiveAgents.
Data last updated: May 2026
White Bear Lake Real Estate Agent FAQs
Who is the best real estate agent in White Bear Lake, MN?
The top ranked agent in White Bear Lake, MN is Ryan O'Neill at The Minnesota Real Estate Team of RE/MAX Advantage Plus, with more than 14,797 transactions and over 2,047 client reviews. EffectiveAgents identifies top agents through a methodology based on verified transaction records and review patterns rather than paid placement, analyzing performance across 707 licensed agents to rank the 53 who meet the threshold. The best agent for you depends on your price range and timeline, so compare several ranked candidates before deciding.
How were these White Bear Lake real estate agents ranked?
Rankings are built from verified MLS transaction data. We analyze more than fifteen performance signals for every agent, including sales volume in your city and zip code, recent and all-time transactions, days on market, negotiation results, price-point fit, and verified reviews. Agents cannot pay for placement.
How many real estate agents are in White Bear Lake?
Our data covers 707 real estate agents serving the White Bear Lake area. The count represents agents with transaction activity recorded in our White Bear Lake market data, not simply everyone holding a license.
What does the median sale price in White Bear Lake mean for sellers?
White Bear Lake's median sale price is $345,000 as of May 2026. Half of recent sales closed above that figure and half below. It is a useful baseline for understanding the market, but an experienced local agent will price your home against comparable recent sales in your neighborhood, not the citywide median.
How long does it take to sell a house in White Bear Lake?
Homes in White Bear Lake currently take a median of 13 days to go under contract, though the market has shown a +2 days change year over year. With 67.5% of homes selling within two weeks, well-priced and well-presented listings can move quickly, while others sit longer. Your actual timeline depends on pricing accuracy, condition, location, and season. Listings that require price drops, which affected 40.5% of homes, typically take longer, so pricing to market from day one is the strongest lever a seller controls.
Does it cost anything to use EffectiveAgents?
No. EffectiveAgents is free for home buyers and sellers, with no obligation to work with any agent we match you with.
Do agents pay to be ranked or featured?
No. Agents cannot pay for placement anywhere in these rankings. Positions are earned from verified transaction performance only.
What commission do White Bear Lake realtors charge?
Commissions are negotiable and vary by agent, service level, and transaction. There is no set rate, and recent industry changes have made commission structures more flexible than ever. Discuss the structure directly with your agent before signing a listing or buyer agreement.
Should I use a local White Bear Lake agent or a national brand?
The individual agent matters more than the brand on the sign. Offices within the same national franchise vary widely in performance, and the agent you hire, not the logo, prices your home, negotiates your contract, and manages your closing. A strong local agent brings firsthand knowledge of White Bear Lake neighborhoods, pricing patterns, and buyer activity. Compare agents on verified local results such as recent sales, days on market, and negotiation outcomes rather than name recognition.
What questions should I ask a White Bear Lake realtor before hiring them?
Ask how many homes they have closed in White Bear Lake in the past year, what their average sale-to-list ratio is, and how much of their business is in your neighborhood and price range. Ask how they will market your home or find you listings, and how often they will communicate. Strong agents answer with specifics. Verified transaction data is the fastest way to confirm what you hear.
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