Top Realtors and Real Estate Agents in Cumberland, MD
Rankings based on verified MLS transaction data. Last updated August 2026. No pay-to-play.
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Top Agent
Top 0.4%
in Cumberland, MD
$157.3M
All-Time Sales
$110K - $830K
Price Range
10%
Negotiated Off List
Top AgentTop 4%
in Cumberland, MD
$33.7M
All-Time Sales
$110K - $760K
Price Range
9%
Negotiated Off List
Top Agent$388.6M
All-Time Sales
$120K - $6.8M
Price Range
10%
Negotiated Off List
Top AgentTop 6.4%
in Cumberland, MD
$382.1M
All-Time Sales
$210K - $1.5M
Price Range
7%
Negotiated Off List
Top Agent
(807)
Robert Lucido
Keller Williams Lucido Agency
50 Years of experience
995+ Sales in the last 12 months
$4.82B
All-Time Sales
$390K - $14M
Price Range
5%
Negotiated Off List
Top AgentTop 7.2%
in Cumberland, MD
$91.7M
All-Time Sales
$280K - $2.8M
Price Range
12%
Negotiated Off List
Top AgentTop 9.2%
in Cumberland, MD
$511.1M
All-Time Sales
$240K - $1.8M
Price Range
7%
Negotiated Off List
Top Agent$303.1M
All-Time Sales
$210K - $12M
Price Range
3
Sold in Cumberland, MD
Top AgentReviews not yet available
Keith Kirk
Samson Properties
24 Years of experience
1+ Sales in the last 12 months
$12.5M
All-Time Sales
$130K - $1.2M
Price Range
3
Sold in Cumberland, MD
Top AgentReviews not yet available
Stephanie Barton
eXp Realty
6 Years of experience
23+ Sales in the last 12 months
Top 10.8%
in Cumberland, MD
$15.1M
All-Time Sales
$210K - $770K
Price Range
Top Agent$43.8M
All-Time Sales
$130K - $590K
Price Range
3
Sold in Cumberland, MD
Top AgentTop 12%
in Cumberland, MD
$65.7M
All-Time Sales
$180K - $810K
Price Range
Top AgentTop 13.2%
in Cumberland, MD
$13.5M
All-Time Sales
$450K - $1.7M
Price Range
Top AgentTop 13.2%
in Cumberland, MD
$16.7M
All-Time Sales
$280K - $820K
Price Range
Top Agent$112.5M
All-Time Sales
$210K - $1.3M
Price Range
2%
Negotiated Off List
Cumberland Housing Market Trends
Homes in Cumberland take a median 67 days to sell, go for 97.82% of asking, prices are up 25.9% from a year ago. Verified MLS market data through August 2026.
Market temperature
Buyer's market
6.5 months of supply. Under 3 favors sellers, over 6 favors buyers.
What homes sell for
$159,894
median sale price
How fast they sell
67 days
median time on market
Supply and competition
6.5 months
of supply on the market
The numbers speak
for Cumberland.
Every agent above earned their place with closed sales, not advertising. Tell us about your home and our algorithm picks the Cumberland agents whose results fit it.
Cumberland agents analyzed for these rankings
days faster: top-ranked agents sell in 33 days, the Cumberland market in 67
median sale price in Cumberland
Do Top Cumberland Agents Sell Faster?
The 15 top-ranked agents on EffectiveAgents in Cumberland sell in a median of 33 days, compared with the Cumberland market median of 67 days on market.
About 34 days faster (51% quicker than the Cumberland market)
Median days to sale reported by the top-ranked Cumberland agents on EffectiveAgents, compared with the Cumberland market median days on market. Agent figures reflect each agent's reported sales history.
When Is the Best Time to Sell a House in Cumberland?
Based on the last 24 months of verified MLS market data, homes in Cumberland sell fastest and closest to asking when they go under contract in August. To hit that window, plan to list around June.
Median days on market by month (shorter is faster)
August
Best month to sell
54 days
Typical time on market
98%
Of asking price
Seasonal averages from the last 24 months of Cumberland, MD sales. Individual results vary with price, condition, and how the broader market moves. A local agent can pinpoint the right timing for your home.
Home Values by Neighborhood in Cumberland
Median home values across Cumberland, MD neighborhoods, with the change over the past five years.
Mcnamee-Shriver
-7% over 5 years
$85K
Westside
-5% over 5 years
$78K
Walsh-Humbird
+3% over 5 years
$61K
Decatur-Heights
-20% over 5 years
$41K
Rolling Mill
-7% over 5 years
$28K
Median home values from verified market data; five-year change shown where available.
What These Numbers Mean for Cumberland Buyers and Sellers
The Housing Market Trends module above shows a median sale price of $159,894 with values moving +25.9% year over year, a combination that rewards careful interpretation rather than a single headline read. With 6.5 months of supply and 131 active listings against 21 homes sold monthly, Cumberland sits close to a balanced market, where neither side holds automatic leverage. The nuance is in the competitive indicators. Roughly 23.3% of homes sold above asking and 29.5% went off the market within two weeks, which signals that correctly priced, move-in-ready homes still draw quick, firm offers. At the same time, 38.3% of listings recorded a price reduction, evidence that ambitious initial pricing is being corrected across much of the inventory.
For a buyer, this split means patience and selectivity pay off. On homes that have lingered past the 67-day median, there is room to negotiate below the 97.82% average sale-to-list ratio, while fresh, well-presented listings warrant a stronger opening offer. For a seller, the data argues for disciplined pricing from day one. Homes priced to the $101.92 per square foot benchmark tend to transact near list, while overpricing typically leads to one of those 38.3% reductions and a longer timeline.
With 109 new listings and 78 pending sales monthly, activity is steady but competitive at the margins. Navigating which side of that margin a given property falls on is where local expertise matters, and Cumberland has 250 licensed agents working the market with varying track records.
What Cumberland Home Prices Mean for You
Understanding the true cost of homeownership in Cumberland goes beyond the listing price. These calculators break down what today's market conditions mean for your budget, your timeline, and your negotiating position.
| Median home price | $159,894 |
| Down payment (20%) | $31,979 |
| Loan amount | $127,915 |
| Monthly payment (PITI) | $1,314 |
Based on 28% debt-to-income ratio, 7.40% mortgage rate (as of October 8, 2026), 30-year fixed loan, 1.15% property tax rate, $275/mo insurance. Actual requirements vary by lender.
Based on $159,894 median home price with 20% down at 7.40% (as of October 8, 2026) for 30 years. Property tax estimated at 1.15% of home value.
Year-over-year data reflects the most recent rolling period from Cumberland MLS records. Prior year values calculated from current figures and published YoY changes.
What to Look for in a Cumberland Realtor
Choosing an agent on name recognition alone overlooks what actually determines outcomes: a verified transaction record and consistent negotiation results. EffectiveAgents analyzed 247 transactions across Cumberland to rank performance objectively. The top-ranked agent, Stephen MacGray at Charis Realty Group, has closed 1,134 career transactions representing $157.2M in all-time sales volume. In a market where 23.3% of homes sell above list and 38.3% see reductions, negotiation skill measurably affects net proceeds, whether you are pricing a home in Rolling Mill, timing an offer in Center City, or weighing a listing in the Chapel Hill-Virginia Avenue area. An agent who understands why one Westside property clears quickly while another lingers past the 67-day median can save a seller weeks and a buyer thousands. One pattern worth noting when you compare profiles: review volume and transaction count do not always align, so read the substance of client feedback rather than counting stars. Of the 250 licensed agents in the area, only 33 meet the EffectiveAgents ranking threshold.
How We Rank Cumberland Real Estate Agents
Our rankings are built from verified MLS transaction data, not advertising spend. For every agent we analyze more than fifteen performance signals, including sales volume in your city and zip code, recent and all-time transactions, days on market, negotiation results (how far above or below list price an agent's clients actually close), price-point fit, and verified reviews. The agents shown first are those whose verified results put them at the top of the Cumberland market today.
Agents cannot pay for placement in these rankings. The underlying data refreshes as new closed transactions are reported, so rankings shift with real market performance. Learn how we rank agents.
250
agents analyzed
15+
performance signals
$0
paid for placement
Rankings reviewed by Kevin Stuteville, Licensed Florida Real Estate Broker (License BK3068131), Founder of EffectiveAgents.
Data last updated: August 2026
Cumberland Real Estate Agent FAQs
Who is the best real estate agent in Cumberland, MD?
Based on verified transaction data, Stephen MacGray at Charis Realty Group ranks as the top agent in Cumberland, MD, with 1,134 career transactions and $157.2M in all-time sales volume. EffectiveAgents determines rankings by analyzing objective performance metrics, including closed transactions, sale-to-list ratios, and client outcomes, across 247 local transactions rather than advertising spend. The right agent for you depends on your neighborhood and goals, so we recommend comparing the 33 ranked agents in Cumberland against your specific needs before deciding.
How were these Cumberland real estate agents ranked?
Rankings are built from verified MLS transaction data. We analyze more than fifteen performance signals for every agent, including sales volume in your city and zip code, recent and all-time transactions, days on market, negotiation results, price-point fit, and verified reviews. Agents cannot pay for placement.
How many real estate agents are in Cumberland?
Our data covers 250 real estate agents serving the Cumberland area. The count represents agents with transaction activity recorded in our Cumberland market data, not simply everyone holding a license.
What does the median sale price in Cumberland mean for sellers?
Cumberland's median sale price is $159,894 as of August 2026. Half of recent sales closed above that figure and half below. It is a useful baseline for understanding the market, but an experienced local agent will price your home against comparable recent sales in your neighborhood, not the citywide median.
How long does it take to sell a house in Cumberland?
In Cumberland, homes currently take a median of 67 days to sell, and the market has seen a +14 days change in time to sell year over year. Your actual timeline depends on several factors: pricing accuracy relative to the $101.92 per square foot benchmark, condition and presentation, neighborhood, and season. Well-priced, move-in-ready homes can go under contract quickly, with 29.5% of listings off the market within two weeks. Overpriced homes often require a reduction, which lengthens the process, since 38.3% of current listings have recorded a price drop.
Does it cost anything to use EffectiveAgents?
No. EffectiveAgents is free for home buyers and sellers, with no obligation to work with any agent we match you with.
Do agents pay to be ranked or featured?
No. Agents cannot pay for placement anywhere in these rankings. Positions are earned from verified transaction performance only.
What commission do Cumberland realtors charge?
Commissions are negotiable and vary by agent, service level, and transaction. There is no set rate, and recent industry changes have made commission structures more flexible than ever. Discuss the structure directly with your agent before signing a listing or buyer agreement.
Should I use a local Cumberland agent or a national brand?
The individual agent matters more than the brand on the sign. Offices within the same national franchise vary widely in performance, and the agent you hire, not the logo, prices your home, negotiates your contract, and manages your closing. A strong local agent brings firsthand knowledge of Cumberland neighborhoods, pricing patterns, and buyer activity. Compare agents on verified local results such as recent sales, days on market, and negotiation outcomes rather than name recognition.
What questions should I ask a Cumberland realtor before hiring them?
Ask how many homes they have closed in Cumberland in the past year, what their average sale-to-list ratio is, and how much of their business is in your neighborhood and price range. Ask how they will market your home or find you listings, and how often they will communicate. Strong agents answer with specifics. Verified transaction data is the fastest way to confirm what you hear.
Top Realtors by Neighborhood in Cumberland, MD
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