Top Realtors and Real Estate Agents in Florence, KY
Rankings based on verified MLS transaction data. Last updated July 2026. No pay-to-play.
Top Agent
Top 0.61%
in Florence, KY
$672.3M
All-Time Sales
$190K - $2.1M
Price Range
5%
Negotiated Off List
Top Agent
(15)
Nikki Culbertson
Culbertson Real Estate Group
26 Years of experience
96+ Sales in the last 12 months
Top 0.92%
in Florence, KY
$307.3M
All-Time Sales
$200K - $23.5M
Price Range
5%
Negotiated Off List
Top AgentTop 1.53%
in Florence, KY
$367.1M
All-Time Sales
$180K - $1.1M
Price Range
7%
Negotiated Off List
Top Agent(10)
Melissa Maxwell
ERA Real Estate Real Solutions
26 Years of experience
53+ Sales in the last 12 months
Top 1.83%
in Florence, KY
$228.1M
All-Time Sales
$160K - $1.1M
Price Range
5%
Negotiated Off List
Top AgentTop 2.75%
in Florence, KY
$151.9M
All-Time Sales
$180K - $920K
Price Range
5%
Negotiated Off List
Top AgentTop 3.06%
in Florence, KY
$187.4M
All-Time Sales
$210K - $4.7M
Price Range
4%
Negotiated Off List
Top AgentTop 3.36%
in Florence, KY
$124M
All-Time Sales
$200K - $830K
Price Range
6%
Negotiated Off List
Top AgentTop 3.98%
in Florence, KY
$84.2M
All-Time Sales
$190K - $690K
Price Range
4%
Negotiated Off List
Top AgentTop 4.59%
in Florence, KY
$202.3M
All-Time Sales
$180K - $1.1M
Price Range
Top AgentTop 4.89%
in Florence, KY
$27M
All-Time Sales
$180K - $740K
Price Range
Top AgentTop 6.42%
in Florence, KY
$66.1M
All-Time Sales
$180K - $2.7M
Price Range
4%
Negotiated Off List
Top AgentTop 6.73%
in Florence, KY
$154.7M
All-Time Sales
$120K - $1.2M
Price Range
6%
Negotiated Off List
Top AgentTop 7.03%
in Florence, KY
$31.6M
All-Time Sales
$170K - $550K
Price Range
Top AgentTop 8.56%
in Florence, KY
$37.7M
All-Time Sales
$170K - $840K
Price Range
3%
Negotiated Off List
Top Agent(18)
Judy Behan
Berkshire Hathaway Home Services Professional Realty
20 Years of experience
16+ Sales in the last 12 months
Top 10.4%
in Florence, KY
$58M
All-Time Sales
$130K - $700K
Price Range
6%
Negotiated Off List
Top AgentTop 11.01%
in Florence, KY
$20.7M
All-Time Sales
$240K - $800K
Price Range
4%
Negotiated Off List
Top AgentTop 12.23%
in Florence, KY
$112.6M
All-Time Sales
$140K - $860K
Price Range
4%
Negotiated Off List
Top Agent(18)
Adam Craun
Keller Williams Northern Kentucky
10 Years of experience
27+ Sales in the last 12 months
Top 12.23%
in Florence, KY
$36.6M
All-Time Sales
$230K - $820K
Price Range
5%
Negotiated Off List
Top AgentTop 12.84%
in Florence, KY
$145.3M
All-Time Sales
$290K - $21.2M
Price Range
6%
Negotiated Off List
Top AgentTop 13.15%
in Florence, KY
$169.6M
All-Time Sales
$210K - $2.3M
Price Range
4%
Negotiated Off List
Top AgentTop 13.15%
in Florence, KY
$51.5M
All-Time Sales
$210K - $980K
Price Range
8%
Negotiated Off List
Top AgentTop 13.46%
in Florence, KY
$68.6M
All-Time Sales
$150K - $550K
Price Range
Top Agent(6)
Brittany Clark
Century 21 Simpson & Associates
9 Years of experience
29+ Sales in the last 12 months
$28.9M
All-Time Sales
$210K - $1.4M
Price Range
112
Total Number Of Homes Sold
Top Agent(1)
John Ashcraft
Ashcraft Real Estate Services, Inc.
24 Years of experience
17+ Sales in the last 12 months
$14.2M
All-Time Sales
$120K - $500K
Price Range
98
Total Number Of Homes Sold
Florence Housing Market Trends
Median Sale Price
$260,370
+2.11% year-over-yearMedian Days on Market
13
-2 days year-over-yearSale-to-List Price
99.29%
+0.46% year-over-yearHomes Sold Above List Price
22.0%
-1.1% year-over-yearOff the Market in 2 Weeks
61.3%
+13.0% year-over-yearListings With Price Drops
27.6%
+6.6% year-over-yearMonths of Supply
1.3
Realtors in Florence
327
Verified MLS market data through July 2026.
When Is the Best Time to Sell a House in Florence?
Based on the last 24 months of verified MLS market data, homes in Florence sell fastest and closest to asking when they go under contract in July. To hit that window, plan to list around July.
Median days on market by month (shorter is faster)
July
Best month to sell
13 days
Typical time on market
99.1%
Of asking price
Seasonal averages from the last 24 months of Florence, KY sales. Individual results vary with price, condition, and how the broader market moves. A local agent can pinpoint the right timing for your home.
What These Numbers Mean for Florence Buyers and Sellers
The Housing Market Trends module above shows Florence operating with tight supply and quick turnover, and the underlying indicators clarify where negotiating leverage actually sits. With only 51 active listings against 39 homes sold monthly and just 1.3 months of supply, the market structurally favors sellers. The measured median of 13 days on market and 61.3% of listings leaving the market within two weeks confirm that well-priced homes move fast. The sale-to-list ratio of 99.29% means most sellers are capturing nearly their full asking price.
That said, the picture is not uniformly one-sided. Only 22.0% of homes closed above list price, and 27.6% of active listings recorded a price reduction. Read together, those two figures tell buyers where the openings are: aggressively priced homes still draw competition, but a meaningful share of sellers overshoot on their initial ask and later correct. A buyer who targets listings that have aged past the 13-day median, or that already show a price drop, can often negotiate closer to the $176.94 per square foot benchmark rather than bidding it up.
For sellers, the data argues for disciplined pricing from day one. Homes priced to the $260,370 band and current comparable data tend to transact quickly, while overpriced listings join the 27.6% that eventually cut. With 327 licensed agents active across zip codes 41042 and 41022, execution quality varies widely, which is where selecting a verified, data-ranked agent changes outcomes.
What Florence Home Prices Mean for You
Understanding the true cost of homeownership in Florence goes beyond the listing price. These calculators break down what today's market conditions mean for your budget, your timeline, and your negotiating position.
| Median home price | $260,370 |
| Down payment (20%) | $52,074 |
| Loan amount | $208,296 |
| Monthly payment (PITI) | $1,877 |
Based on 28% debt-to-income ratio, 6.76% mortgage rate (as of September 10, 2026), 30-year fixed loan, 1.15% property tax rate, $275/mo insurance. Actual requirements vary by lender.
Based on $260,370 median home price with 20% down at 6.76% (as of September 10, 2026) for 30 years. Property tax estimated at 1.15% of home value.
Year-over-year data reflects the most recent rolling period from Florence MLS records. Prior year values calculated from current figures and published YoY changes.
What to Look for in a Florence Realtor
Choosing a real estate agent on name recognition alone rarely correlates with results. The stronger signal is verified transaction history and how consistently an agent negotiates near or above the prevailing 99.29% sale-to-list ratio. Of the 327 licensed agents working Florence, EffectiveAgents ranks 41 based on measured production and client outcomes across zip codes 41042 and 41022. Dianna Caldwell at eXp Realty leads that ranked group with 2,777 career transactions, 475 client reviews, and $672.3M in all-time sales volume. That depth of experience matters most in a market where 61.3% of homes sell within two weeks and pricing precision determines whether a listing joins the 27.6% that eventually cut. A high-volume agent reads the 13-day pace and current $176.94 per square foot data to position offers and listings accurately. When comparing agents, look beyond a single testimonial and study the pattern across many reviews: consistency in communication, pricing accuracy, and negotiation results is more predictive than any one glowing note.
How We Rank Florence Real Estate Agents
Our rankings are built from verified MLS transaction data, not advertising spend. For every agent we analyze more than fifteen performance signals, including sales volume in your city and zip code, recent and all-time transactions, days on market, negotiation results (how far above or below list price an agent's clients actually close), price-point fit, and verified reviews. The agents shown first are those whose verified results put them at the top of the Florence market today.
Agents cannot pay for placement in these rankings. The underlying data refreshes as new closed transactions are reported, so rankings shift with real market performance. Learn how we rank agents.
Rankings reviewed by Kevin Stuteville, Licensed Florida Real Estate Broker (License BK3068131), Founder of EffectiveAgents.
Data last updated: July 2026
Florence Real Estate Agent FAQs
Who is the best real estate agent in Florence, KY?
There is no single best agent for every situation, but the data points to a clear front-runner. Dianna Caldwell at eXp Realty ranks at the top of Florence's EffectiveAgents list with 2,777 verified transactions, 475 reviews, and $672.3M in all-time volume. EffectiveAgents ranks agents using measured transaction history and client outcomes rather than advertising spend, screening 327 local licensees down to 41 verified performers. The right match depends on your price point, timeline, and neighborhood, so compare several ranked agents before deciding.
How were these Florence real estate agents ranked?
Rankings are built from verified MLS transaction data. We analyze more than fifteen performance signals for every agent, including sales volume in your city and zip code, recent and all-time transactions, days on market, negotiation results, price-point fit, and verified reviews. Agents cannot pay for placement.
How many real estate agents are in Florence?
Our data covers 327 real estate agents serving the Florence area. The count represents agents with transaction activity recorded in our Florence market data, not simply everyone holding a license.
What does the median sale price in Florence mean for sellers?
Florence's median sale price is $260,370 as of July 2026. Half of recent sales closed above that figure and half below. It is a useful baseline for understanding the market, but an experienced local agent will price your home against comparable recent sales in your neighborhood, not the citywide median.
How long does it take to sell a house in Florence?
Homes in Florence currently take a median of 13 days to go under contract, though the full closing process adds roughly another 30 to 45 days for financing and inspections. Market time registered a -2 days change year over year, so timelines have shifted from the prior period. Your actual pace depends on pricing accuracy, condition, and location within zip codes 41042 or 41022. Well-priced listings often sell fast, with 61.3% of homes leaving the market within two weeks, while overpriced homes linger and frequently require reductions.
Does it cost anything to use EffectiveAgents?
No. EffectiveAgents is free for home buyers and sellers, with no obligation to work with any agent we match you with.
Do agents pay to be ranked or featured?
No. Agents cannot pay for placement anywhere in these rankings. Positions are earned from verified transaction performance only.
What commission do Florence realtors charge?
Commissions are negotiable and vary by agent, service level, and transaction. There is no set rate, and recent industry changes have made commission structures more flexible than ever. Discuss the structure directly with your agent before signing a listing or buyer agreement.
Should I use a local Florence agent or a national brand?
The individual agent matters more than the brand on the sign. Offices within the same national franchise vary widely in performance, and the agent you hire, not the logo, prices your home, negotiates your contract, and manages your closing. A strong local agent brings firsthand knowledge of Florence neighborhoods, pricing patterns, and buyer activity. Compare agents on verified local results such as recent sales, days on market, and negotiation outcomes rather than name recognition.
What questions should I ask a Florence realtor before hiring them?
Ask how many homes they have closed in Florence in the past year, what their average sale-to-list ratio is, and how much of their business is in your neighborhood and price range. Ask how they will market your home or find you listings, and how often they will communicate. Strong agents answer with specifics. Verified transaction data is the fastest way to confirm what you hear.
Top Realtors by Zip Code in Florence, KY
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