Top Realtors and Real Estate Agents in Covington, KY

    Rankings based on verified MLS transaction data. Last updated July 2026. No pay-to-play.

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    Amy Zimmerman profile picture
    BadgeTop Agent

    (143)

    Amy Zimmerman

    eXp Realty, LLC

    29 Years of experience

    157+ Sales in the last 12 months

    Top 0.52%

    in Covington, KY

    $365.9M

    All-Time Sales

    $180K - $1.1M

    Price Range

    7%

    Negotiated Off List

    Dianna Caldwell profile picture
    BadgeTop Agent

    (475)

    Dianna Caldwell

    eXp Realty

    21 Years of experience

    292+ Sales in the last 12 months

    Top 0.77%

    in Covington, KY

    $672.3M

    All-Time Sales

    $190K - $2.1M

    Price Range

    5%

    Negotiated Off List

    Melissa Maxwell profile picture
    BadgeTop Agent

    (10)

    Melissa Maxwell

    ERA Real Estate Real Solutions

    26 Years of experience

    53+ Sales in the last 12 months

    Top 1.03%

    in Covington, KY

    $228.1M

    All-Time Sales

    $160K - $1.1M

    Price Range

    5%

    Negotiated Off List

    Nikki Culbertson profile picture
    BadgeTop Agent

    (15)

    Nikki Culbertson

    Culbertson Real Estate Group

    26 Years of experience

    96+ Sales in the last 12 months

    Top 1.03%

    in Covington, KY

    $307.3M

    All-Time Sales

    $200K - $23.5M

    Price Range

    5%

    Negotiated Off List

    Chauntel Enzweiler profile picture
    BadgeTop Agent

    (32)

    Chauntel Enzweiler

    Regional Realty

    31 Years of experience

    37+ Sales in the last 12 months

    Top 1.29%

    in Covington, KY

    $154.7M

    All-Time Sales

    $120K - $1.2M

    Price Range

    6%

    Negotiated Off List

    Sara Mirus profile picture
    BadgeTop Agent

    (148)

    Sara Mirus

    Keller Williams Realty Services

    25 Years of experience

    88+ Sales in the last 12 months

    Top 2.32%

    in Covington, KY

    $187.2M

    All-Time Sales

    $210K - $4.7M

    Price Range

    4%

    Negotiated Off List

    Carl Kappes profile picture
    BadgeTop Agent

    (131)

    Carl Kappes

    RE/MAX Victory + Affiliates

    19 Years of experience

    41+ Sales in the last 12 months

    Top 2.58%

    in Covington, KY

    $151.9M

    All-Time Sales

    $180K - $920K

    Price Range

    5%

    Negotiated Off List

    Sara Foltz profile picture
    BadgeTop Agent

    (65)

    Sara Foltz

    Keller Williams Realty Services

    20 Years of experience

    43+ Sales in the last 12 months

    Top 3.09%

    in Covington, KY

    $202.3M

    All-Time Sales

    $180K - $1.1M

    Price Range

    Rick Hubbard profile picture
    BadgeTop Agent

    (28)

    Rick Hubbard

    Remax Affiliates

    30 Years of experience

    39+ Sales in the last 12 months

    Top 3.61%

    in Covington, KY

    $112.6M

    All-Time Sales

    $140K - $860K

    Price Range

    4%

    Negotiated Off List

    Kelly Barrett profile picture
    BadgeTop Agent

    (23)

    Kelly Barrett

    Huff Realty

    16 Years of experience

    43+ Sales in the last 12 months

    Top 4.12%

    in Covington, KY

    $84.2M

    All-Time Sales

    $190K - $690K

    Price Range

    4%

    Negotiated Off List

    Robert Courts profile picture
    BadgeTop Agent

    (51)

    Robert Courts

    RE/MAX Victory + Affiliates

    10 Years of experience

    59+ Sales in the last 12 months

    Top 4.38%

    in Covington, KY

    $124M

    All-Time Sales

    $200K - $830K

    Price Range

    6%

    Negotiated Off List

    Megan Abner profile picture
    BadgeTop Agent

    (3)

    Megan Abner

    Ken Perry Realty

    31 Years of experience

    46+ Sales in the last 12 months

    Top 5.41%

    in Covington, KY

    $145M

    All-Time Sales

    $290K - $21.2M

    Price Range

    6%

    Negotiated Off List

    Lonnetta Cottrell profile picture
    BadgeTop Agent

    (3)

    Lonnetta Cottrell

    ERA Real Solutions Realty

    10 Years of experience

    6+ Sales in the last 12 months

    Top 5.67%

    in Covington, KY

    $37.7M

    All-Time Sales

    $170K - $840K

    Price Range

    3%

    Negotiated Off List

    Adam Craun profile picture
    BadgeTop Agent

    (18)

    Adam Craun

    Keller Williams Northern Kentucky

    10 Years of experience

    27+ Sales in the last 12 months

    Top 5.93%

    in Covington, KY

    $36.6M

    All-Time Sales

    $230K - $820K

    Price Range

    5%

    Negotiated Off List

    Patrick Eschan profile picture
    BadgeTop Agent

    (10)

    Patrick Eschan

    Pivot Realty Group

    12 Years of experience

    11+ Sales in the last 12 months

    Top 6.44%

    in Covington, KY

    $31.6M

    All-Time Sales

    $170K - $550K

    Price Range

    Stephanie Frost profile picture
    BadgeTop Agent

    (10)

    Stephanie Frost

    RE/MAX Affiliates

    28 Years of experience

    34+ Sales in the last 12 months

    Top 6.96%

    in Covington, KY

    $66.1M

    All-Time Sales

    $180K - $2.7M

    Price Range

    4%

    Negotiated Off List

    Andrea Bey profile picture
    BadgeTop Agent

    (13)

    Andrea Bey

    eXp Realty, LLC.

    10 Years of experience

    26+ Sales in the last 12 months

    Top 8.76%

    in Covington, KY

    $27M

    All-Time Sales

    $180K - $740K

    Price Range

    Kimberly Mansfield profile picture
    BadgeTop Agent

    (136)

    Kimberly Mansfield

    Keller Williams Advisors Realty

    20 Years of experience

    143+ Sales in the last 12 months

    Top 9.02%

    in Covington, KY

    $317.6M

    All-Time Sales

    $190K - $2.2M

    Price Range

    5%

    Negotiated Off List

    Maria Walley profile picture
    BadgeTop Agent

    (18)

    Maria Walley

    Comey & Shepherd

    12 Years of experience

    28+ Sales in the last 12 months

    Top 9.02%

    in Covington, KY

    $174.7M

    All-Time Sales

    $250K - $1.8M

    Price Range

    7%

    Negotiated Off List

    Kayla Andrews profile picture
    BadgeTop Agent

    (17)

    Kayla Andrews

    eXp Realty

    5 Years of experience

    9+ Sales in the last 12 months

    Top 9.02%

    in Covington, KY

    $20.7M

    All-Time Sales

    $240K - $800K

    Price Range

    4%

    Negotiated Off List

    Deborah Long profile picture
    BadgeTop Agent

    (29)

    Deborah Long

    Keller Williams

    21 Years of experience

    31+ Sales in the last 12 months

    Top 9.28%

    in Covington, KY

    $176.1M

    All-Time Sales

    $270K - $52.5M

    Price Range

    5%

    Negotiated Off List

    Jahmar Daniels profile picture
    BadgeTop Agent

    (2)

    Jahmar Daniels

    Coldwell Banker

    12 Years of experience

    42+ Sales in the last 12 months

    Top 9.79%

    in Covington, KY

    $51.5M

    All-Time Sales

    $210K - $980K

    Price Range

    8%

    Negotiated Off List

    Judy Behan profile picture
    BadgeTop Agent

    (18)

    Judy Behan

    Berkshire Hathaway Home Services Professional Realty

    20 Years of experience

    16+ Sales in the last 12 months

    Top 10.57%

    in Covington, KY

    $58M

    All-Time Sales

    $130K - $700K

    Price Range

    6%

    Negotiated Off List

    Amanda Pertuset profile picture
    BadgeTop Agent

    (15)

    Amanda Pertuset

    Coldwell Banker Realty

    19 Years of experience

    38+ Sales in the last 12 months

    Top 11.86%

    in Covington, KY

    $60.9M

    All-Time Sales

    $200K - $1.4M

    Price Range

    8%

    Negotiated Off List

    Philip Allen profile picture
    BadgeTop Agent

    Reviews not yet available

    Philip Allen

    eXp Realty

    1 Years of experience

    10+ Sales in the last 12 months

    Top 12.11%

    in Covington, KY

    $3M

    All-Time Sales

    $240K - $680K

    Price Range

    When Is the Best Time to Sell a House in Covington?

    Based on the last 24 months of verified MLS market data, homes in Covington sell fastest and closest to asking when they go under contract in June. To hit that window, plan to list around May.

    Median days on market by month (shorter is faster)

    16Jan24Feb20Mar17Apr15May16Jun15Jul15Aug12Sep14Oct13Nov17Dec

    June

    Best month to sell

    16 days

    Typical time on market

    98.8%

    Of asking price

    Seasonal averages from the last 24 months of Covington, KY sales. Individual results vary with price, condition, and how the broader market moves. A local agent can pinpoint the right timing for your home.

    What These Numbers Mean for Covington Buyers and Sellers

    Covington's housing market shows a mix of signals that reward careful reading rather than a single headline. The Housing Market Trends module above records a median sale price of $258,321, moving +10.8% year over year, alongside a median of 14 days on market. With 2.4 months of supply and 153 active listings against 66 homes sold monthly, inventory remains constrained, which historically keeps some pressure under prices. Yet the competitive indicators point to softening at the margins: 21.3% of homes sold above list, and 37.7% of listings recorded a price drop, a sign that a meaningful share of sellers set initial asking prices ahead of what buyers will pay.

    That combination shifts negotiating leverage toward prepared buyers. When roughly half of homes (50.0%) still leave the market within two weeks while more than a third see reductions, the market is splitting between correctly priced listings that move fast and overpriced ones that stall. A buyer should move decisively on well-priced, fresh listings but can negotiate on properties that have lingered past the 14-day median. The current sale-to-list ratio of 98.27% confirms that final prices are landing close to, but generally under, asking.

    For sellers, the message is disciplined pricing. Homes listed at market value in zip codes like 41011 and 41014 are still transacting quickly, but ambitious pricing invites the price-drop cycle that erodes final proceeds. With 388 licensed agents active across Covington, choosing one who prices to the current data rather than last year's peak is the difference between a two-week sale and a stale listing.

    What Covington Home Prices Mean for You

    Understanding the true cost of homeownership in Covington goes beyond the listing price. These calculators break down what today's market conditions mean for your budget, your timeline, and your negotiating position.

    Income Required to Buy in Covington
    $79,900
    Median home price$258,321
    Down payment (20%)$51,664
    Loan amount$206,657
    Monthly payment (PITI)$1,865

    Based on 28% debt-to-income ratio, 6.76% mortgage rate (as of September 10, 2026), 30-year fixed loan, 1.15% property tax rate, $275/mo insurance. Actual requirements vary by lender.

    Covington Market Temperature
    Buyer's Market Balanced Seller's Market
    Seller's Market
    Days on Market 14 days
    Sale-to-List Price 98.27%
    Price Trend (YoY) +10.8%
    Estimated Monthly Payment
    Total Monthly Payment
    $1,865
    Principal & Interest
    $1,342
    Property Taxes
    $248
    Insurance
    $275
    PMI
    $0

    Based on $258,321 median home price with 20% down at 6.76% (as of September 10, 2026) for 30 years. Property tax estimated at 1.15% of home value.

    Covington Market: Then vs Now
    Median Sale Price
    One Year Ago $233,205
    Today $258,321
    +10.8%
    Days on Market
    One Year Ago 17 days
    Today 14 days
    -3 days days
    Sale-to-List Price
    One Year Ago 99.4%
    Today 98.27%
    -1.10%
    What this shift means: Prices moved +10.8% year over year while the median time on market registered a -3 days change and the sale-to-list ratio shifted -1.10%. Taken together, these trends suggest buyers now have more time to evaluate and negotiate than a year ago, while sellers face a market that still supports value but no longer guarantees the rapid, over-asking outcomes seen previously. Pricing to current conditions matters more than it did last season.

    Year-over-year data reflects the most recent rolling period from Covington MLS records. Prior year values calculated from current figures and published YoY changes.

    What to Look for in a Covington Realtor

    Choosing an agent in Covington should start with performance data, not name recognition or the largest yard-sign presence. Track records measured across closed transactions, review volume, and pricing accuracy tell you far more than advertising ever will. Among the 388 licensed agents working the area, EffectiveAgents has ranked 50 based on verified outcomes. The top-ranked agent, Amy Zimmerman at eXp Realty, LLC, has closed 1,625 transactions with 143 reviews and $365.9M in all-time sales volume. That depth matters for negotiation: an agent who has repeatedly worked deals in zip codes like 41011, 41012, and 41016 understands where the current sale-to-list ratio of 98.27% leaves room to push and where 37.7% of listings signal a seller ready to move. In a market where 50.0% of homes sell within two weeks, timing and pricing precision separate strong outcomes from missed ones. When reviewing agents, look for consistent review patterns over time rather than a handful of recent five-star ratings, since sustained feedback across many closings is the more reliable signal of repeatable results.

    How We Rank Covington Real Estate Agents

    Our rankings are built from verified MLS transaction data, not advertising spend. For every agent we analyze more than fifteen performance signals, including sales volume in your city and zip code, recent and all-time transactions, days on market, negotiation results (how far above or below list price an agent's clients actually close), price-point fit, and verified reviews. The agents shown first are those whose verified results put them at the top of the Covington market today.

    Agents cannot pay for placement in these rankings. The underlying data refreshes as new closed transactions are reported, so rankings shift with real market performance. Learn how we rank agents.

    Rankings reviewed by Kevin Stuteville, Licensed Florida Real Estate Broker (License BK3068131), Founder of EffectiveAgents.

    Data last updated: July 2026

    Covington Real Estate Agent FAQs

    Who is the best real estate agent in Covington, KY?

    The top-ranked agent in Covington, KY by verified performance is Amy Zimmerman at eXp Realty, LLC, with 1,625 closed transactions, 143 client reviews, and $365.9M in all-time sales volume. EffectiveAgents ranks agents using objective outcome data, closed transaction counts, review history, and pricing accuracy, drawn from 677 annual transactions analyzed across the market. Rather than relying on advertising, the methodology measures results. Zimmerman leads a field of 50 ranked agents, though the right fit also depends on your specific neighborhood, price point, and timeline.

    How were these Covington real estate agents ranked?

    Rankings are built from verified MLS transaction data. We analyze more than fifteen performance signals for every agent, including sales volume in your city and zip code, recent and all-time transactions, days on market, negotiation results, price-point fit, and verified reviews. Agents cannot pay for placement.

    How many real estate agents are in Covington?

    Our data covers 388 real estate agents serving the Covington area. The count represents agents with transaction activity recorded in our Covington market data, not simply everyone holding a license.

    What does the median sale price in Covington mean for sellers?

    Covington's median sale price is $258,321 as of July 2026. Half of recent sales closed above that figure and half below. It is a useful baseline for understanding the market, but an experienced local agent will price your home against comparable recent sales in your neighborhood, not the citywide median.

    How long does it take to sell a house in Covington?

    In Covington, the median home sells in 14 days, though that figure reflects a -3 days change in market time compared with a year ago. Actual timelines vary widely: correctly priced listings often go under contract within two weeks, with 50.0% of homes leaving the market that quickly. Homes that sit longer are frequently priced above market, and 37.7% of listings ultimately record a reduction. Condition, location within zip codes like 41011 or 41014, and initial pricing strategy are the biggest factors determining whether a sale takes days or months.

    Does it cost anything to use EffectiveAgents?

    No. EffectiveAgents is free for home buyers and sellers, with no obligation to work with any agent we match you with.

    Do agents pay to be ranked or featured?

    No. Agents cannot pay for placement anywhere in these rankings. Positions are earned from verified transaction performance only.

    What commission do Covington realtors charge?

    Commissions are negotiable and vary by agent, service level, and transaction. There is no set rate, and recent industry changes have made commission structures more flexible than ever. Discuss the structure directly with your agent before signing a listing or buyer agreement.

    Should I use a local Covington agent or a national brand?

    The individual agent matters more than the brand on the sign. Offices within the same national franchise vary widely in performance, and the agent you hire, not the logo, prices your home, negotiates your contract, and manages your closing. A strong local agent brings firsthand knowledge of Covington neighborhoods, pricing patterns, and buyer activity. Compare agents on verified local results such as recent sales, days on market, and negotiation outcomes rather than name recognition.

    What questions should I ask a Covington realtor before hiring them?

    Ask how many homes they have closed in Covington in the past year, what their average sale-to-list ratio is, and how much of their business is in your neighborhood and price range. Ask how they will market your home or find you listings, and how often they will communicate. Strong agents answer with specifics. Verified transaction data is the fastest way to confirm what you hear.

    Top Realtors by Zip Code in Covington, KY

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