Top Realtors and Real Estate Agents in Waterloo, IA
Rankings based on verified MLS transaction data. Last updated August 2026. No pay-to-play.
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Top Agent
Top 0.74%
in Waterloo, IA
$121.1M
All-Time Sales
$170K - $1M
Price Range
5%
Negotiated Off List
Top Agent$482.6M
All-Time Sales
$180K - $1.3M
Price Range
5%
Negotiated Off List
Top AgentTop 2.96%
in Waterloo, IA
$43.4M
All-Time Sales
$210K - $1.2M
Price Range
3%
Negotiated Off List
Top AgentReviews not yet available
Karen Bobst
Oakridge Real Estate
12 Years of experience
11+ Sales in the last 12 months
Top 3.14%
in Waterloo, IA
$20.1M
All-Time Sales
$110K - $540K
Price Range
9%
Negotiated Off List
Top AgentTop 3.51%
in Waterloo, IA
$64M
All-Time Sales
$100K - $970K
Price Range
7%
Negotiated Off List
Top AgentReviews not yet available
Denise Reents
Wellsburg Insurance Agency
5 Years of experience
35+ Sales in the last 12 months
$147M
All-Time Sales
$1.5M - $137M
Price Range
5
Sold in Waterloo, IA
Top AgentTop 9.24%
in Waterloo, IA
$68.8M
All-Time Sales
$190K - $2.3M
Price Range
8%
Negotiated Off List
Top Agent$244M
All-Time Sales
$160K - $1.5M
Price Range
1%
Negotiated Off List
Top Agent
(2)
Richard Gibb
Berkshire Hathaway Home Services
36 Years of experience
20+ Sales in the last 12 months
$66.5M
All-Time Sales
$250K - $2.2M
Price Range
214
Total Number Of Homes Sold
Top 0.18%
in Waterloo, IA
404
Sold in Waterloo, IA
5
Sold in last 18 months
Top 0.55%
in Waterloo, IA
316
Sold in Waterloo, IA
Top 0.92%
in Waterloo, IA
223
Sold in Waterloo, IA
10
Sold in last 18 months
Top 1.11%
in Waterloo, IA
223
Sold in Waterloo, IA
Top 1.29%
in Waterloo, IA
166
Sold in Waterloo, IA
2000
Year Licensed
Top 1.48%
in Waterloo, IA
119
Sold in Waterloo, IA
1
Sold in last 18 months
Top 1.66%
in Waterloo, IA
116
Sold in Waterloo, IA
Top 1.85%
in Waterloo, IA
110
Sold in Waterloo, IA
1
Sold in last 18 months
Top 2.03%
in Waterloo, IA
90
Sold in Waterloo, IA
Top 2.4%
in Waterloo, IA
89
Sold in Waterloo, IA
1
Sold in last 18 months
Top 2.59%
in Waterloo, IA
76
Sold in Waterloo, IA
3
Sold in last 18 months
Waterloo Housing Market Trends
Homes in Waterloo take a median 9 days to sell, go for 98.44% of asking, prices are down 5.5% from a year ago. Verified MLS market data through August 2026.
Market temperature
Seller's market
2.3 months of supply. Under 3 favors sellers, over 6 favors buyers.
What homes sell for
$174,884
median sale price
How fast they sell
9 days
median time on market
Supply and competition
2.3 months
of supply on the market
The numbers speak
for Waterloo.
Every agent above earned their place with closed sales, not advertising. Tell us about your home and our algorithm picks the Waterloo agents whose results fit it.
Waterloo agents analyzed for these rankings
median sale price in Waterloo
buyers and sellers matched by EffectiveAgents
When Is the Best Time to Sell a House in Waterloo?
Based on the last 24 months of verified MLS market data, homes in Waterloo sell fastest and closest to asking when they go under contract in August. To hit that window, plan to list around August.
Median days on market by month (shorter is faster)
August
Best month to sell
10 days
Typical time on market
98.7%
Of asking price
Seasonal averages from the last 24 months of Waterloo, IA sales. Individual results vary with price, condition, and how the broader market moves. A local agent can pinpoint the right timing for your home.
Home Values by Neighborhood in Waterloo
Median home values across Waterloo, IA neighborhoods, with the change over the past five years.
Park Haven
+19% over 5 years
$159K
Liberty Park
+21% over 5 years
$126K
West Central
+26% over 5 years
$123K
Cityview
+11% over 5 years
$68K
Riverfront
+1% over 5 years
$63K
Gates Park
+21% over 5 years
$57K
Median home values from verified market data; five-year change shown where available.
What These Numbers Mean for Waterloo Buyers and Sellers
The Housing Market Trends module above shows a Waterloo market where negotiating leverage is genuinely split, and reading the competitive indicators together explains why. With months of supply at 2.3 and 59.2% of homes leaving the market within two weeks, well-priced listings still move quickly. At the same time, 28.3% of active listings have taken a price reduction, and only 32.8% of homes sold above asking. That combination points to a market that rewards accurate pricing but punishes overreaching. Median sale price moved -5.5% year over year to $174,884, while the median home now spends 9 days on market, a -1 day change in market time. The sale-to-list ratio sits at 98.44%, a signal that final prices are landing close to, but slightly under, list. For a buyer, this means the leverage lives on homes that have already sat past the two-week window or carried a price drop, where a measured offer below list is defensible. On a fresh, correctly priced listing, hesitation still costs the deal. For a seller, the message is precision: the roughly one in four listings cutting price are typically the ones that launched above what the $118.26 per square foot data supports, then chased the market down. Pricing at market from day one captures the fast-mover demand reflected in 231 pending sales against 185 active listings. With 541 licensed agents competing for this business, the difference between a strategic pricing plan and a guess is the difference between selling in the first two weeks and joining the price-drop column.
What Waterloo Home Prices Mean for You
Understanding the true cost of homeownership in Waterloo goes beyond the listing price. These calculators break down what today's market conditions mean for your budget, your timeline, and your negotiating position.
| Median home price | $174,884 |
| Down payment (20%) | $34,977 |
| Loan amount | $139,907 |
| Monthly payment (PITI) | $1,412 |
Based on 28% debt-to-income ratio, 7.40% mortgage rate (as of October 8, 2026), 30-year fixed loan, 1.15% property tax rate, $275/mo insurance. Actual requirements vary by lender.
Based on $174,884 median home price with 20% down at 7.40% (as of October 8, 2026) for 30 years. Property tax estimated at 1.15% of home value.
Year-over-year data reflects the most recent rolling period from Waterloo MLS records. Prior year values calculated from current figures and published YoY changes.
What to Look for in a Waterloo Realtor
Choosing an agent on name recognition alone overlooks what actually closes deals: a documented track record across the neighborhoods you care about. On EffectiveAgents, 20 agents rank above the 541 licensed professionals working Waterloo, and the data separates them clearly. Top-ranked Bethany Benner at Oakridge Real Estate has closed 529 transactions with $112.3M in all-time sales volume, a depth of experience that matters when a market splits between fast-moving listings and price-cut properties. Negotiation skill shows up in the numbers: with only 32.8% of homes selling above list and 28.3% taking reductions, an agent who prices and positions correctly protects your outcome. That expertise applies whether you are evaluating a Riverfront property, a historic home in Church Row Historic, or a family listing in West Central, each of which carries different buyer expectations. Benner holds 29 reviews, and reviewing patterns rather than star averages, looking for repeat themes around communication, pricing accuracy, and closing reliability, tells you more than any single rating ever will.
How We Rank Waterloo Real Estate Agents
Our rankings are built from verified MLS transaction data, not advertising spend. For every agent we analyze more than fifteen performance signals, including sales volume in your city and zip code, recent and all-time transactions, days on market, negotiation results (how far above or below list price an agent's clients actually close), price-point fit, and verified reviews. The agents shown first are those whose verified results put them at the top of the Waterloo market today.
Agents cannot pay for placement in these rankings. The underlying data refreshes as new closed transactions are reported, so rankings shift with real market performance. Learn how we rank agents.
541
agents analyzed
15+
performance signals
$0
paid for placement
Rankings reviewed by Kevin Stuteville, Licensed Florida Real Estate Broker (License BK3068131), Founder of EffectiveAgents.
Data last updated: August 2026
Waterloo Real Estate Agent FAQs
Who is the best real estate agent in Waterloo, IA?
Based on verified transaction data, Bethany Benner at Oakridge Real Estate ranks as the top agent in Waterloo, IA, with 529 closed transactions and $112.3M in all-time sales volume. EffectiveAgents ranks agents by measured performance rather than advertising, analyzing 886 annual transactions across 541 local licensed agents. Only 20 qualify for our ranked list. The best agent for you depends on your specific neighborhood, price point, and timeline, so we recommend comparing several ranked agents before deciding.
How were these Waterloo real estate agents ranked?
Rankings are built from verified MLS transaction data. We analyze more than fifteen performance signals for every agent, including sales volume in your city and zip code, recent and all-time transactions, days on market, negotiation results, price-point fit, and verified reviews. Agents cannot pay for placement.
How many real estate agents are in Waterloo?
Our data covers 541 real estate agents serving the Waterloo area. The count represents agents with transaction activity recorded in our Waterloo market data, not simply everyone holding a license.
What does the median sale price in Waterloo mean for sellers?
Waterloo's median sale price is $174,884 as of August 2026. Half of recent sales closed above that figure and half below. It is a useful baseline for understanding the market, but an experienced local agent will price your home against comparable recent sales in your neighborhood, not the citywide median.
How long does it take to sell a house in Waterloo?
The median home in Waterloo currently takes 9 days to sell, a -1 day change from last year. That figure reflects correctly priced listings, since 59.2% of homes go under contract within two weeks. Your actual timeline depends on pricing accuracy, condition, and location. Homes that launch above what the market supports often join the 28.3% of listings taking reductions, extending time on market considerably. Accurate pricing from day one, guided by comparable $118.26 per square foot data, remains the strongest predictor of a fast sale.
Does it cost anything to use EffectiveAgents?
No. EffectiveAgents is free for home buyers and sellers, with no obligation to work with any agent we match you with.
Do agents pay to be ranked or featured?
No. Agents cannot pay for placement anywhere in these rankings. Positions are earned from verified transaction performance only.
What commission do Waterloo realtors charge?
Commissions are negotiable and vary by agent, service level, and transaction. There is no set rate, and recent industry changes have made commission structures more flexible than ever. Discuss the structure directly with your agent before signing a listing or buyer agreement.
Should I use a local Waterloo agent or a national brand?
The individual agent matters more than the brand on the sign. Offices within the same national franchise vary widely in performance, and the agent you hire, not the logo, prices your home, negotiates your contract, and manages your closing. A strong local agent brings firsthand knowledge of Waterloo neighborhoods, pricing patterns, and buyer activity. Compare agents on verified local results such as recent sales, days on market, and negotiation outcomes rather than name recognition.
What questions should I ask a Waterloo realtor before hiring them?
Ask how many homes they have closed in Waterloo in the past year, what their average sale-to-list ratio is, and how much of their business is in your neighborhood and price range. Ask how they will market your home or find you listings, and how often they will communicate. Strong agents answer with specifics. Verified transaction data is the fastest way to confirm what you hear.
Top Realtors by Zip Code in Waterloo, IA
Top Realtors by Neighborhood in Waterloo, IA
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