Top Realtors and Real Estate Agents in Panama City, FL

    Rankings based on verified MLS transaction data. Last updated August 2026. No pay-to-play.

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    Christina Daniels profile picture
    BadgeTop Agent

    (208)

    Christina Daniels

    Keller Williams Success Realty

    17 Years of experience

    139+ Sales in the last 12 months

    Top 0.15%

    in Panama City, FL

    $521.5M

    All-Time Sales

    $200K - $2.9M

    Price Range

    7%

    Negotiated Off List

    Carrie Routt profile picture
    BadgeTop Agent

    (92)

    Carrie Routt

    Keller Williams Success Realty - Elite Group

    23 Years of experience

    24+ Sales in the last 12 months

    Top 0.45%

    in Panama City, FL

    $375.4M

    All-Time Sales

    $160K - $1.2M

    Price Range

    7%

    Negotiated Off List

    Jeff Payne profile picture
    BadgeTop Agent

    (15)

    Jeff Payne

    Keller Williams Success Realty - Payne Group

    19 Years of experience

    21+ Sales in the last 12 months

    Top 0.6%

    in Panama City, FL

    $190.1M

    All-Time Sales

    $130K - $1.1M

    Price Range

    9%

    Negotiated Off List

    Bubba McCants profile picture
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    (34)

    Bubba McCants

    Counts Real Estate Group, LLC

    23 Years of experience

    58+ Sales in the last 12 months

    Top 0.75%

    in Panama City, FL

    $231.6M

    All-Time Sales

    $220K - $4M

    Price Range

    8%

    Negotiated Off List

    Raymond Williams profile picture
    BadgeTop Agent

    (68)

    Raymond Williams

    Think Real Estate

    12 Years of experience

    35+ Sales in the last 12 months

    Top 1.35%

    in Panama City, FL

    $84.8M

    All-Time Sales

    $180K - $1.1M

    Price Range

    5%

    Negotiated Off List

    Trudy VanHorn profile picture
    BadgeTop Agent

    (13)

    Trudy VanHorn

    Berkshire Hathaway Home Services

    22 Years of experience

    19+ Sales in the last 12 months

    Top 1.5%

    in Panama City, FL

    $200.8M

    All-Time Sales

    $220K - $1.3M

    Price Range

    6%

    Negotiated Off List

    Laird Hitchcock profile picture
    BadgeTop Agent

    (6)

    Laird Hitchcock

    Hitchcock Real Estate LLC

    16 Years of experience

    7+ Sales in the last 12 months

    Top 1.5%

    in Panama City, FL

    $80.1M

    All-Time Sales

    $190K - $1.8M

    Price Range

    16%

    Negotiated Off List

    K. Coralee King profile picture
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    (11)

    K. Coralee King

    Beachy Beach Real Estate

    16 Years of experience

    32+ Sales in the last 12 months

    Top 1.65%

    in Panama City, FL

    $59.2M

    All-Time Sales

    $150K - $850K

    Price Range

    8%

    Negotiated Off List

    Don Cooley profile picture
    BadgeTop Agent

    Reviews not yet available

    Don Cooley

    Counts Real Estate

    23 Years of experience

    1+ Sales in the last 12 months

    $60.7M

    All-Time Sales

    $150K - $880K

    Price Range

    121

    Sold in Panama City, FL

    Beth Mulvey profile picture
    BadgeTop Agent

    (62)

    Beth Mulvey

    Beach House Sales & Development

    9 Years of experience

    75+ Sales in the last 12 months

    Top 3.3%

    in Panama City, FL

    $132.5M

    All-Time Sales

    $310K - $2.7M

    Price Range

    4%

    Negotiated Off List

    Chris McCall (Res and Comm) profile picture
    BadgeTop Agent

    Reviews not yet available

    Chris McCall (Res and Comm)

    Counts Real Estate Group, Inc.

    28 Years of experience

    9+ Sales in the last 12 months

    Top 3.75%

    in Panama City, FL

    $72.9M

    All-Time Sales

    $450K - $5.5M

    Price Range

    Chad Miller profile picture
    BadgeTop Agent

    (19)

    Chad Miller

    Miller & Associates Realty

    29 Years of experience

    5+ Sales in the last 12 months

    Top 4.8%

    in Panama City, FL

    $65.2M

    All-Time Sales

    $170K - $1.4M

    Price Range

    Angela Foust profile picture
    BadgeTop Agent

    (12)

    Angela Foust

    Compass Real Estate

    8 Years of experience

    25+ Sales in the last 12 months

    Top 5.86%

    in Panama City, FL

    $15.8M

    All-Time Sales

    $90K - $710K

    Price Range

    7%

    Negotiated Off List

    Jordan Jarrett profile picture
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    (4)

    Jordan Jarrett

    Keller Williams Success Realty

    10 Years of experience

    75+ Sales in the last 12 months

    Top 6.16%

    in Panama City, FL

    $63.8M

    All-Time Sales

    $360K - $3.3M

    Price Range

    Aaron Payne profile picture
    BadgeTop Agent

    Reviews not yet available

    Aaron Payne

    Counts Real Estate Group Inc

    12 Years of experience

    3+ Sales in the last 12 months

    Top 6.46%

    in Panama City, FL

    $40.1M

    All-Time Sales

    $260K - $3.1M

    Price Range

    Michelle Stewart profile picture
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    (10)

    Michelle Stewart

    RE/MAX Select Partners

    10 Years of experience

    26+ Sales in the last 12 months

    Top 8.56%

    in Panama City, FL

    $27.8M

    All-Time Sales

    $320K - $1.1M

    Price Range

    Tucker Painter profile picture
    BadgeTop Agent

    Reviews not yet available

    Tucker Painter

    Century 21 Commander Realty, Inc.

    9 Years of experience

    1+ Sales in the last 12 months

    $37.7M

    All-Time Sales

    $280K - $1.5M

    Price Range

    21

    Sold in Panama City, FL

    Melissa Haworth profile picture
    BadgeTop Agent

    (37)

    Melissa Haworth

    eXp Realty

    5 Years of experience

    76+ Sales in the last 12 months

    Top 10.96%

    in Panama City, FL

    $76.4M

    All-Time Sales

    $400K - $3.9M

    Price Range

    Tristan  Matthews  profile picture
    BadgeTop Agent

    Reviews not yet available

    Tristan Matthews

    Scenic Sotheby's International Realty

    4 Years of experience

    13+ Sales in the last 12 months

    Top 11.11%

    in Panama City, FL

    $34M

    All-Time Sales

    $360K - $1.4M

    Price Range

    5%

    Negotiated Off List

    Anthony Jensen profile picture
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    (6)

    Anthony Jensen

    Jensen Real Estate Group LLC

    21 Years of experience

    1+ Sales in the last 12 months

    $27.2M

    All-Time Sales

    $170K - $1.1M

    Price Range

    12

    Sold in Panama City, FL

    Dusty Brock profile picture
    BadgeTop Agent

    (79)

    Dusty Brock

    Keller Williams Sucess & Atlanta Partners

    24 Years of experience

    141+ Sales in the last 12 months

    $275.6M

    All-Time Sales

    $180K - $1.1M

    Price Range

    5%

    Negotiated Off List

    David Connart profile picture
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    (11)

    David Connart

    LPT Realty

    36 Years of experience

    1+ Sales in the last 12 months

    $124.6M

    All-Time Sales

    $190K - $5.3M

    Price Range

    9

    Sold in Panama City, FL

    Ricardo Hidalgo profile picture
    BadgeTop Agent

    (71)

    Ricardo Hidalgo

    Watersound Real Estate

    8 Years of experience

    54+ Sales in the last 12 months

    Top 12.46%

    in Panama City, FL

    $126M

    All-Time Sales

    $310K - $8M

    Price Range

    6%

    Negotiated Off List

    Joe Hughes profile picture
    BadgeTop Agent

    (6)

    Joe Hughes

    eXp Realty

    8 Years of experience

    566+ Sales in the last 12 months

    Top 12.91%

    in Panama City, FL

    $540.8M

    All-Time Sales

    $420K - $9.4M

    Price Range

    10%

    Negotiated Off List

    Venus Desselle profile picture
    BadgeTop Agent

    (39)

    Venus Desselle

    US Realty Hub

    7 Years of experience

    23+ Sales in the last 12 months

    $38.9M

    All-Time Sales

    $160K - $2.2M

    Price Range

    9%

    Negotiated Off List

    Do Top Panama City Agents Sell Faster?

    The 25 top-ranked agents on EffectiveAgents in Panama City sell in a median of 32 days, compared with the Panama City market median of 81 days on market.

    Top-ranked agents32 days
    Panama City market81 days

    About 49 days faster (60% quicker than the Panama City market)

    Median days to sale reported by the top-ranked Panama City agents on EffectiveAgents, compared with the Panama City market median days on market. Agent figures reflect each agent's reported sales history.

    When Is the Best Time to Sell a House in Panama City?

    Based on the last 24 months of verified MLS market data, homes in Panama City sell fastest and closest to asking when they go under contract in August. To hit that window, plan to list around June.

    Median days on market by month (shorter is faster)

    72Jan76Feb83Mar71Apr66May69Jun70Jul63Aug64Sep70Oct71Nov70Dec

    August

    Best month to sell

    63 days

    Typical time on market

    97.1%

    Of asking price

    Seasonal averages from the last 24 months of Panama City, FL sales. Individual results vary with price, condition, and how the broader market moves. A local agent can pinpoint the right timing for your home.

    Home Values by Neighborhood in Panama City

    Median home values across Panama City, FL neighborhoods, with the change over the past five years.

    Pretty Bayou

    +53% over 5 years

    $285K

    Cedar Grove

    +41% over 5 years

    $235K

    Hiland Park

    +81% over 5 years

    $174K

    Median home values from verified market data; five-year change shown where available.

    What These Numbers Mean for Panama City Buyers and Sellers

    The Housing Market Trends module above frames a market where negotiating leverage is shifting toward buyers, and the underlying indicators help explain why. With months of supply at 4.9 and 42.3% of active listings recording a price cut, sellers are meeting more resistance on their initial asking price than they did a year ago. The median home sits for 81 days before going under contract, and the sale-to-list ratio of 97.08% shows most closings land modestly below the last list price. For a buyer, this combination means room to negotiate on the majority of listings, particularly those that have already logged a reduction or lingered past the 81-day median. Leading with an at-or-below-list offer and asking for concessions is realistic in Panama City today.

    That said, the market is not uniformly soft. About 8.1% of homes still close above list and 17.6% go off the market within two weeks, so correctly priced and well-presented homes still move quickly and can draw competing bids. For a seller, that split is the key takeaway: pricing to the current median price per square foot of $185.31 matters more than chasing last year's peak, because overpriced listings are the ones absorbing the 42.3% price-cut statistic. With 224 new listings and 210 pending sales each month against 320 active homes, supply and demand are close to balanced but tilting toward choice for buyers. Navigating that nuance is where agent selection matters, and 666 licensed agents work this market with widely varying track records.

    What Panama City Home Prices Mean for You

    Understanding the true cost of homeownership in Panama City goes beyond the listing price. These calculators break down what today's market conditions mean for your budget, your timeline, and your negotiating position.

    Income Required to Buy in Panama City
    $89,400
    Median home price$289,708
    Down payment (20%)$57,942
    Loan amount$231,766
    Monthly payment (PITI)$2,087

    Based on 28% debt-to-income ratio, 6.95% mortgage rate (as of September 17, 2026), 30-year fixed loan, 1.15% property tax rate, $275/mo insurance. Actual requirements vary by lender.

    Panama City Market Temperature
    Buyer's Market Balanced Seller's Market
    Balanced
    Days on Market 81 days
    Sale-to-List Price 97.08%
    Price Trend (YoY) -13.4%
    Estimated Monthly Payment
    Total Monthly Payment
    $2,087
    Principal & Interest
    $1,534
    Property Taxes
    $278
    Insurance
    $275
    PMI
    $0

    Based on $289,708 median home price with 20% down at 6.95% (as of September 17, 2026) for 30 years. Property tax estimated at 1.15% of home value.

    Panama City Market: Then vs Now
    Median Sale Price
    One Year Ago $334,381
    Today $289,708
    -13.4%
    Days on Market
    One Year Ago 58 days
    Today 81 days
    +23 days days
    Sale-to-List Price
    One Year Ago 96.7%
    Today 97.08%
    +0.39%
    What this shift means: Year over year, the median sale price moved -13.4% while homes now take a +23 days change in market time and the sale-to-list ratio shifted +0.39%. For buyers, that points to more time to evaluate and more standing to negotiate than a year ago. For sellers, it signals that realistic pricing and patience matter more now, since the fast-sale conditions of the prior year have eased.

    Year-over-year data reflects the most recent rolling period from Panama City MLS records. Prior year values calculated from current figures and published YoY changes.

    What to Look for in a Panama City Realtor

    Choosing an agent on name recognition alone overlooks what actually determines outcomes: transaction volume, negotiation results, and consistency of client experience. In a market where 42.3% of listings take a price cut and the sale-to-list ratio sits at 97.08%, an agent's ability to price accurately and hold value in negotiation is measurable, not theoretical. Among the 666 licensed agents in Panama City, EffectiveAgents has ranked 72 based on verified performance. At the top, Christina Daniels of Keller Williams Success Realty has closed 2,058 transactions and $519.7M in all-time sales volume, a depth of experience that spans neighborhoods from Pretty Bayou to Hiland Park and Cedar Grove. That range matters, because pricing dynamics in a waterfront-adjacent area differ from those in an established inland neighborhood. Daniels also carries 208 reviews, and reviewing the pattern of feedback (how an agent handles negotiation, communication, and closing timelines) tells you more than any single rating. Read the full body of reviews before deciding.

    How We Rank Panama City Real Estate Agents

    Our rankings are built from verified MLS transaction data, not advertising spend. For every agent we analyze more than fifteen performance signals, including sales volume in your city and zip code, recent and all-time transactions, days on market, negotiation results (how far above or below list price an agent's clients actually close), price-point fit, and verified reviews. The agents shown first are those whose verified results put them at the top of the Panama City market today.

    Agents cannot pay for placement in these rankings. The underlying data refreshes as new closed transactions are reported, so rankings shift with real market performance. Learn how we rank agents.

    Rankings reviewed by Kevin Stuteville, Licensed Florida Real Estate Broker (License BK3068131), Founder of EffectiveAgents.

    Data last updated: August 2026

    Panama City Real Estate Agent FAQs

    Who is the best real estate agent in Panama City, FL?

    The top-ranked agent in Panama City, FL is Christina Daniels of Keller Williams Success Realty, with 2,058 career transactions, 208 client reviews, and $519.7M in all-time sales volume. EffectiveAgents identifies leading agents through an objective methodology that analyzes verified transaction history, sale-to-list performance, and client review patterns rather than advertising or name recognition. Of the 666 licensed agents locally, 72 meet the ranking criteria. The best fit depends on your specific property type and neighborhood, so compare multiple ranked agents before committing.

    How were these Panama City real estate agents ranked?

    Rankings are built from verified MLS transaction data. We analyze more than fifteen performance signals for every agent, including sales volume in your city and zip code, recent and all-time transactions, days on market, negotiation results, price-point fit, and verified reviews. Agents cannot pay for placement.

    How many real estate agents are in Panama City?

    Our data covers 666 real estate agents serving the Panama City area. The count represents agents with transaction activity recorded in our Panama City market data, not simply everyone holding a license.

    What does the median sale price in Panama City mean for sellers?

    Panama City's median sale price is $289,708 as of August 2026. Half of recent sales closed above that figure and half below. It is a useful baseline for understanding the market, but an experienced local agent will price your home against comparable recent sales in your neighborhood, not the citywide median.

    How long does it take to sell a house in Panama City?

    The median home in Panama City goes under contract in about 81 days, though total time to a closed sale runs longer once escrow and financing are added. Market time has seen a +23 days change year over year, so timelines are more extended than they recently were. Several factors move that number: pricing relative to the $185.31 median price per square foot, condition and staging, and location. Correctly priced homes still sell fast, with 17.6% going off the market within two weeks, while overpriced listings often join the 42.3% that require a reduction.

    Does it cost anything to use EffectiveAgents?

    No. EffectiveAgents is free for home buyers and sellers, with no obligation to work with any agent we match you with.

    Do agents pay to be ranked or featured?

    No. Agents cannot pay for placement anywhere in these rankings. Positions are earned from verified transaction performance only.

    What commission do Panama City realtors charge?

    Commissions are negotiable and vary by agent, service level, and transaction. There is no set rate, and recent industry changes have made commission structures more flexible than ever. Discuss the structure directly with your agent before signing a listing or buyer agreement.

    Should I use a local Panama City agent or a national brand?

    The individual agent matters more than the brand on the sign. Offices within the same national franchise vary widely in performance, and the agent you hire, not the logo, prices your home, negotiates your contract, and manages your closing. A strong local agent brings firsthand knowledge of Panama City neighborhoods, pricing patterns, and buyer activity. Compare agents on verified local results such as recent sales, days on market, and negotiation outcomes rather than name recognition.

    What questions should I ask a Panama City realtor before hiring them?

    Ask how many homes they have closed in Panama City in the past year, what their average sale-to-list ratio is, and how much of their business is in your neighborhood and price range. Ask how they will market your home or find you listings, and how often they will communicate. Strong agents answer with specifics. Verified transaction data is the fastest way to confirm what you hear.

    Top Realtors by Zip Code in Panama City, FL

    Top Realtors by Neighborhood in Panama City, FL

    Neighborhoods in Panama City, FL

    Nearby Cities

    Learn more about top real estate agents in other cities near Panama City, FL

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