Top Realtors and Real Estate Agents in Ham Lake, MN
Rankings based on verified MLS transaction data. Last updated August 2026. No pay-to-play.
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Top Agent
(2071)
Ryan O'Neill
The Minnesota Real Estate Team of RE/MAX Advantage Plus
23 Years of experience
1,768+ Sales in the last 12 months
Top 0.2%
in Ham Lake, MN
$4.35B
All-Time Sales
$230K - $26M
Price Range
6%
Negotiated Off List
Top Agent(78)
Tiffany Larson
Keller Williams Classic Realty
20 Years of experience
98+ Sales in the last 12 months
Top 1.19%
in Ham Lake, MN
$366.4M
All-Time Sales
$220K - $2.5M
Price Range
5%
Negotiated Off List
Top AgentTop 1.58%
in Ham Lake, MN
$548.8M
All-Time Sales
$250K - $3.2M
Price Range
3%
Negotiated Off List
Top AgentTop 1.98%
in Ham Lake, MN
$1.99B
All-Time Sales
$230K - $6.6M
Price Range
5%
Negotiated Off List
Top Agent$114.2M
All-Time Sales
$220K - $1.3M
Price Range
3%
Negotiated Off List
Top AgentTop 2.38%
in Ham Lake, MN
$569.5M
All-Time Sales
$220K - $1.3M
Price Range
7%
Negotiated Off List
Top Agent(48)
Jamie Borden
TCI Realty of Minnesota, Inc. - Borden Realty
23 Years of experience
12+ Sales in the last 12 months
Top 2.77%
in Ham Lake, MN
$93.3M
All-Time Sales
$210K - $1M
Price Range
Top AgentTop 3.17%
in Ham Lake, MN
$499.8M
All-Time Sales
$190K - $1.4M
Price Range
6%
Negotiated Off List
Top AgentTop 3.17%
in Ham Lake, MN
$121.8M
All-Time Sales
$210K - $1.8M
Price Range
4%
Negotiated Off List
Top Agent(64)
Lynn Frantzen
Keller Williams Integrity Realty
29 Years of experience
141+ Sales in the last 12 months
Top 3.76%
in Ham Lake, MN
$257.9M
All-Time Sales
$200K - $1.3M
Price Range
3%
Negotiated Off List
Top AgentTop 3.76%
in Ham Lake, MN
$128.9M
All-Time Sales
$210K - $2.1M
Price Range
Top AgentTop 4.16%
in Ham Lake, MN
$89.9M
All-Time Sales
$190K - $840K
Price Range
Top AgentTop 4.16%
in Ham Lake, MN
$92.1M
All-Time Sales
$270K - $1.7M
Price Range
Top AgentTop 4.16%
in Ham Lake, MN
$44.8M
All-Time Sales
$220K - $720K
Price Range
Top Agent(64)
Andrew Prasky
RE/MAX Advantage Plus - Preferred Home Team
26 Years of experience
62+ Sales in the last 12 months
$363.6M
All-Time Sales
$280K - $1.3M
Price Range
6
Sold in Ham Lake, MN
Top Agent$69.2M
All-Time Sales
$250K - $1.2M
Price Range
6
Sold in Ham Lake, MN
Top AgentTop 4.95%
in Ham Lake, MN
$167M
All-Time Sales
$200K - $1.6M
Price Range
3%
Negotiated Off List
Top Agent$425.5M
All-Time Sales
$290K - $2M
Price Range
3%
Negotiated Off List
Top AgentTop 5.35%
in Ham Lake, MN
$126.4M
All-Time Sales
$220K - $1.3M
Price Range
Top Agent$297.2M
All-Time Sales
$360K - $3.3M
Price Range
3%
Negotiated Off List
Top Agent(3)
Amy Westerlund
Keller Williams Premier Realty
20 Years of experience
26+ Sales in the last 12 months
$153.3M
All-Time Sales
$190K - $2.2M
Price Range
3%
Negotiated Off List
Top Agent(39)
Mandy Kruse
Keller Williams Realty Integrity NW
26 Years of experience
68+ Sales in the last 12 months
$262.7M
All-Time Sales
$200K - $1.2M
Price Range
7%
Negotiated Off List
Top Agent$60.3M
All-Time Sales
$180K - $1.3M
Price Range
4
Sold in Ham Lake, MN
Top Agent(138)
Shawn Korby
Keller Williams Integrity Realty
22 Years of experience
46+ Sales in the last 12 months
$373.4M
All-Time Sales
$220K - $1.5M
Price Range
4%
Negotiated Off List
Top Agent$92.4M
All-Time Sales
$190K - $1.3M
Price Range
3%
Negotiated Off List
Ham lake Housing Market Trends
Homes in Ham lake take a median 26 days to sell, go for 99.51% of asking, prices are up 1.7% from a year ago. Verified MLS market data through August 2026.
Market temperature
Seller's market
2.3 months of supply. Under 3 favors sellers, over 6 favors buyers.
What homes sell for
$559,530
median sale price
How fast they sell
26 days
median time on market
Supply and competition
2.3 months
of supply on the market
The numbers speak
for Ham Lake.
Every agent above earned their place with closed sales, not advertising. Tell us about your home and our algorithm picks the Ham Lake agents whose results fit it.
Ham Lake agents analyzed for these rankings
days faster: top-ranked agents sell in 23 days, the Ham Lake market in 26
median sale price in Ham Lake
Do Top Ham Lake Agents Sell Faster?
The 25 top-ranked agents on EffectiveAgents in Ham Lake sell in a median of 23 days, compared with the Ham Lake market median of 26 days on market.
About 3 days faster (12% quicker than the Ham Lake market)
Median days to sale reported by the top-ranked Ham Lake agents on EffectiveAgents, compared with the Ham Lake market median days on market. Agent figures reflect each agent's reported sales history.
When Is the Best Time to Sell a House in Ham Lake?
Based on the last 24 months of verified MLS market data, homes in Ham Lake sell fastest and closest to asking when they go under contract in May. To hit that window, plan to list around April.
Median days on market by month (shorter is faster)
May
Best month to sell
28 days
Typical time on market
99.7%
Of asking price
Seasonal averages from the last 24 months of Ham Lake, MN sales. Individual results vary with price, condition, and how the broader market moves. A local agent can pinpoint the right timing for your home.
What These Numbers Mean for Ham Lake Buyers and Sellers
Ham Lake presents a market where leverage is more balanced than in recent years, and the Housing Market Trends module above puts that shift in context. With 2.3 months of supply and 59 active listings against 26 homes sold monthly, conditions sit between a seller's and a buyer's market. The median sale price of $559,530 moved +1.7% year over year, while median time on market registered a +1 day change to 26. Together these signals show a market that has cooled from its earlier pace without tilting fully toward buyers.
The competitive indicators reinforce that read. About 34.7% of homes sold above list price, and 38.2% went off the market within two weeks, so well-priced listings still move quickly. At the same time, 29.5% of listings recorded a price cut, which tells buyers that homes lingering past the median timeline become negotiable. The sale-to-list ratio of 99.51% means final prices track close to asking, so aggressive lowball offers rarely land on fresh inventory.
For a buyer, the practical approach is to move decisively on new listings priced to the $206.33 per square foot benchmark, while reserving negotiating room for homes showing price drops. For a seller, pricing accurately from day one matters more than ever, since the 29.5% price-cut share shows that overpricing leads to reductions rather than premiums. With 505 licensed agents active in the area, choosing one who understands these dynamics is the difference between a swift sale and a stalled listing.
What Ham Lake Home Prices Mean for You
Understanding the true cost of homeownership in Ham Lake goes beyond the listing price. These calculators break down what today's market conditions mean for your budget, your timeline, and your negotiating position.
| Median home price | $559,530 |
| Down payment (20%) | $111,906 |
| Loan amount | $447,624 |
| Monthly payment (PITI) | $3,798 |
Based on 28% debt-to-income ratio, 7.03% mortgage rate (as of September 24, 2026), 30-year fixed loan, 1.15% property tax rate, $275/mo insurance. Actual requirements vary by lender.
Based on $559,530 median home price with 20% down at 7.03% (as of September 24, 2026) for 30 years. Property tax estimated at 1.15% of home value.
Year-over-year data reflects the most recent rolling period from Ham Lake MLS records. Prior year values calculated from current figures and published YoY changes.
What to Look for in a Ham Lake Realtor
Choosing an agent on name recognition alone overlooks what actually drives outcomes: a verified track record across changing conditions. EffectiveAgents analyzed 220 annual transactions in Ham Lake to identify agents who perform when the market shifts. The top ranked agent, Ryan O'Neill at The Minnesota Real Estate Team of RE/MAX Advantage Plus, has closed 14,894 transactions and holds $4.3B in all-time sales volume, a depth of experience that matters when the sale-to-list ratio sits at 99.51% and 29.5% of listings require a price adjustment. Negotiation skill shows up in whether a home lands above or below the $206.33 per square foot benchmark, and experienced agents read the 38.2% fast-sale share to time offers precisely. Of the 505 licensed agents in the area, only 71 meet the ranking criteria. Review patterns matter too: consistent volume paired with sustained review counts, such as the 2,049 reviews on record for the top agent, signals reliability that a single standout closing cannot.
How We Rank Ham Lake Real Estate Agents
Our rankings are built from verified MLS transaction data, not advertising spend. For every agent we analyze more than fifteen performance signals, including sales volume in your city and zip code, recent and all-time transactions, days on market, negotiation results (how far above or below list price an agent's clients actually close), price-point fit, and verified reviews. The agents shown first are those whose verified results put them at the top of the Ham Lake market today.
Agents cannot pay for placement in these rankings. The underlying data refreshes as new closed transactions are reported, so rankings shift with real market performance. Learn how we rank agents.
505
agents analyzed
15+
performance signals
$0
paid for placement
Rankings reviewed by Kevin Stuteville, Licensed Florida Real Estate Broker (License BK3068131), Founder of EffectiveAgents.
Data last updated: August 2026
Ham Lake Real Estate Agent FAQs
Who is the best real estate agent in Ham Lake, MN?
The top ranked agent in Ham Lake, MN is Ryan O'Neill at The Minnesota Real Estate Team of RE/MAX Advantage Plus, with 14,894 career transactions, 2,049 reviews, and $4.3B in all-time sales volume. EffectiveAgents identifies leading agents by analyzing 220 local transactions and measuring verified outcomes rather than advertising. Of 505 licensed agents in the area, 71 meet the ranking standard. The right agent depends on your property type, price point, and timeline, so comparing several ranked professionals is the recommended approach.
How were these Ham Lake real estate agents ranked?
Rankings are built from verified MLS transaction data. We analyze more than fifteen performance signals for every agent, including sales volume in your city and zip code, recent and all-time transactions, days on market, negotiation results, price-point fit, and verified reviews. Agents cannot pay for placement.
How many real estate agents are in Ham Lake?
Our data covers 505 real estate agents serving the Ham Lake area. The count represents agents with transaction activity recorded in our Ham Lake market data, not simply everyone holding a license.
What does the median sale price in Ham Lake mean for sellers?
Ham Lake's median sale price is $559,530 as of August 2026. Half of recent sales closed above that figure and half below. It is a useful baseline for understanding the market, but an experienced local agent will price your home against comparable recent sales in your neighborhood, not the citywide median.
How long does it take to sell a house in Ham Lake?
Homes in Ham Lake currently take a median of 26 to sell, a +1 day change from a year ago. That figure reflects the midpoint, so well-priced homes often move faster, with 38.2% going off the market within two weeks, while overpriced listings can linger and eventually join the 29.5% of homes taking a price cut. Timeline depends on pricing accuracy against the $206.33 per square foot benchmark, condition, location, and seasonality. With 2.3 months of supply, accurate initial pricing remains the strongest lever for a quicker sale.
Does it cost anything to use EffectiveAgents?
No. EffectiveAgents is free for home buyers and sellers, with no obligation to work with any agent we match you with.
Do agents pay to be ranked or featured?
No. Agents cannot pay for placement anywhere in these rankings. Positions are earned from verified transaction performance only.
What commission do Ham Lake realtors charge?
Commissions are negotiable and vary by agent, service level, and transaction. There is no set rate, and recent industry changes have made commission structures more flexible than ever. Discuss the structure directly with your agent before signing a listing or buyer agreement.
Should I use a local Ham Lake agent or a national brand?
The individual agent matters more than the brand on the sign. Offices within the same national franchise vary widely in performance, and the agent you hire, not the logo, prices your home, negotiates your contract, and manages your closing. A strong local agent brings firsthand knowledge of Ham Lake neighborhoods, pricing patterns, and buyer activity. Compare agents on verified local results such as recent sales, days on market, and negotiation outcomes rather than name recognition.
What questions should I ask a Ham Lake realtor before hiring them?
Ask how many homes they have closed in Ham Lake in the past year, what their average sale-to-list ratio is, and how much of their business is in your neighborhood and price range. Ask how they will market your home or find you listings, and how often they will communicate. Strong agents answer with specifics. Verified transaction data is the fastest way to confirm what you hear.
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