Top Realtors and Real Estate Agents in Toccoa, GA
Rankings based on verified MLS transaction data. Last updated September 2026. No pay-to-play.
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Top Agent
Top 1.2%
in Toccoa, GA
$26.6M
All-Time Sales
$160K - $780K
Price Range
7%
Negotiated Off List
Top AgentTop 2%
in Toccoa, GA
$388.8M
All-Time Sales
$260K - $1.7M
Price Range
7%
Negotiated Off List
Top AgentTop 3.6%
in Toccoa, GA
$55M
All-Time Sales
$140K - $1.5M
Price Range
6%
Negotiated Off List
Top AgentTop 5.2%
in Toccoa, GA
$76.5M
All-Time Sales
$170K - $1.3M
Price Range
11%
Negotiated Off List
Top AgentTop 8.4%
in Toccoa, GA
$13.9M
All-Time Sales
$120K - $810K
Price Range
9%
Negotiated Off List
Top AgentTop 8.8%
in Toccoa, GA
$50M
All-Time Sales
$110K - $490K
Price Range
5%
Negotiated Off List
Top Agent$62.9M
All-Time Sales
$230K - $1.6M
Price Range
4%
Negotiated Off List
Top Agent$102.9M
All-Time Sales
$170K - $8M
Price Range
8%
Negotiated Off List
Top Agent$54.6M
All-Time Sales
$120K - $630K
Price Range
7%
Negotiated Off List
Top Agent
(8)
Cody Stowers
Berkshire Hathaway Home services Georgia Properties
17 Years of experience
42+ Sales in the last 12 months
$93.8M
All-Time Sales
$300K - $5M
Price Range
11%
Negotiated Off List
Top AgentTop 13.2%
in Toccoa, GA
$304.2M
All-Time Sales
$350K - $11M
Price Range
6%
Negotiated Off List
Top AgentTop 14%
in Toccoa, GA
$162.2M
All-Time Sales
$210K - $1.2M
Price Range
6%
Negotiated Off List
Top AgentTop 14%
in Toccoa, GA
$54.4M
All-Time Sales
$220K - $1.4M
Price Range
7%
Negotiated Off List
Top AgentTop 14.4%
in Toccoa, GA
$609.3M
All-Time Sales
$290K - $3.9M
Price Range
6%
Negotiated Off List
Top Agent$46.6M
All-Time Sales
$320K - $1.4M
Price Range
3%
Negotiated Off List
Toccoa Housing Market Trends
Homes in Toccoa take a median 62 days to sell, go for 96.91% of asking, prices are down 1.3% from a year ago. Verified MLS market data through September 2026.
Market temperature
Balanced market
4.4 months of supply. Under 3 favors sellers, over 6 favors buyers.
What homes sell for
$223,893
median sale price
How fast they sell
62 days
median time on market
Supply and competition
4.4 months
of supply on the market
The numbers speak
for Toccoa.
Every agent above earned their place with closed sales, not advertising. Tell us about your home and our algorithm picks the Toccoa agents whose results fit it.
Toccoa agents analyzed for these rankings
days faster: top-ranked agents sell in 21 days, the Toccoa market in 62
median sale price in Toccoa
Do Top Toccoa Agents Sell Faster?
The 14 top-ranked agents on EffectiveAgents in Toccoa sell in a median of 21 days, compared with the Toccoa market median of 62 days on market.
About 41 days faster (66% quicker than the Toccoa market)
Median days to sale reported by the top-ranked Toccoa agents on EffectiveAgents, compared with the Toccoa market median days on market. Agent figures reflect each agent's reported sales history.
When Is the Best Time to Sell a House in Toccoa?
Based on the last 24 months of verified MLS market data, homes in Toccoa sell fastest and closest to asking when they go under contract in May. To hit that window, plan to list around March.
Median days on market by month (shorter is faster)
May
Best month to sell
57 days
Typical time on market
98.3%
Of asking price
Seasonal averages from the last 24 months of Toccoa, GA sales. Individual results vary with price, condition, and how the broader market moves. A local agent can pinpoint the right timing for your home.
What These Numbers Mean for Toccoa Buyers and Sellers
Toccoa's housing market shows a mixed picture when the competitive indicators are read together. The median sale price sits at $223,893, a -1.3% move year over year, while the median home now takes 62 days to sell. As the Housing Market Trends module above documents, the sale-to-list ratio measures 96.91%, and 17.1% of homes closed above their asking price. Those two figures point to pockets of competition, yet the fuller signal is more balanced. With 4.4 months of supply and 51 active listings against 12 monthly sales, inventory is neither scarce nor overbuilt.
The most telling number for negotiation is that 35.5% of listings have taken a price cut, while only 22.5% of homes left the market within two weeks. That combination tells a buyer that many sellers are starting above what the market will bear, which opens room to negotiate on well-aged listings while still moving quickly on sharply priced ones. For a seller, the lesson is precision: homes priced to the $154.33 per square foot benchmark move, while ambitious asks stall and eventually correct.
With 39 new listings and 44 pending sales each month, activity is steady rather than frenzied. This is a market that rewards preparation over speed, and the pricing and timing decisions carry real financial weight. Across 250 licensed agents working the area, execution varies widely, which is exactly why matching with a verified performer matters.
What Toccoa Home Prices Mean for You
Understanding the true cost of homeownership in Toccoa goes beyond the listing price. These calculators break down what today's market conditions mean for your budget, your timeline, and your negotiating position.
| Median home price | $223,893 |
| Down payment (20%) | $44,779 |
| Loan amount | $179,114 |
| Monthly payment (PITI) | $1,730 |
Based on 28% debt-to-income ratio, 7.40% mortgage rate (as of October 15, 2026), 30-year fixed loan, 1.15% property tax rate, $275/mo insurance. Actual requirements vary by lender.
Based on $223,893 median home price with 20% down at 7.40% (as of October 15, 2026) for 30 years. Property tax estimated at 1.15% of home value.
Year-over-year data reflects the most recent rolling period from Toccoa MLS records. Prior year values calculated from current figures and published YoY changes.
What to Look for in a Toccoa Realtor
Choosing an agent on name recognition alone overlooks what actually determines outcomes: verified transaction history and negotiation results. EffectiveAgents analyzed 128 transactions across Toccoa to rank 37 agents against measurable performance rather than advertising spend. The top-ranked agent, Sarabeth Adams of Hammock Realty North Georgia, has closed 131 transactions with $26.6M in all-time sales volume, a record that reflects sustained activity across the 30577 area rather than a single strong season. Negotiation skill shows up in the numbers that matter here: with a 96.91% sale-to-list ratio and 35.5% of listings taking reductions, an agent who prices accurately and holds firm through counteroffers directly protects a client's proceeds. On the buy side, that same skill identifies which of the 17.1% above-list sales were justified and which asking prices had room to move. Review patterns are worth reading closely too. A concentrated set of detailed, recent reviews often signals consistency better than a large but scattered count, so weigh the substance of feedback alongside the transaction record.
How We Rank Toccoa Real Estate Agents
Our rankings are built from verified MLS transaction data, not advertising spend. For every agent we analyze more than fifteen performance signals, including sales volume in your city and zip code, recent and all-time transactions, days on market, negotiation results (how far above or below list price an agent's clients actually close), price-point fit, and verified reviews. The agents shown first are those whose verified results put them at the top of the Toccoa market today.
Agents cannot pay for placement in these rankings. The underlying data refreshes as new closed transactions are reported, so rankings shift with real market performance. Learn how we rank agents.
250
agents analyzed
15+
performance signals
$0
paid for placement
Rankings reviewed by Kevin Stuteville, Licensed Florida Real Estate Broker (License BK3068131), Founder of EffectiveAgents.
Data last updated: September 2026
Toccoa Real Estate Agent FAQs
Who is the best real estate agent in Toccoa, GA?
The top-ranked agent in Toccoa, GA, based on verified performance is Sarabeth Adams of Hammock Realty North Georgia, with 131 closed transactions and $26.6M in all-time sales volume. EffectiveAgents does not rank on advertising or name recognition. Instead, the methodology analyzes 128 local transactions and measures agents on closing history, sale-to-list results, and client reviews. That process narrowed 250 licensed agents down to 37 verified performers, so buyers and sellers can compare on measured results rather than reputation alone.
How were these Toccoa real estate agents ranked?
Rankings are built from verified MLS transaction data. We analyze more than fifteen performance signals for every agent, including sales volume in your city and zip code, recent and all-time transactions, days on market, negotiation results, price-point fit, and verified reviews. Agents cannot pay for placement.
How many real estate agents are in Toccoa?
Our data covers 250 real estate agents serving the Toccoa area. The count represents agents with transaction activity recorded in our Toccoa market data, not simply everyone holding a license.
What does the median sale price in Toccoa mean for sellers?
Toccoa's median sale price is $223,893 as of September 2026. Half of recent sales closed above that figure and half below. It is a useful baseline for understanding the market, but an experienced local agent will price your home against comparable recent sales in your neighborhood, not the citywide median.
How long does it take to sell a house in Toccoa?
The typical Toccoa home takes about 62 days to sell, a -8 days change in market time compared with last year. Actual timelines vary based on pricing, condition, and location within the 30577 area. With 35.5% of listings taking a price reduction, homes priced above the $154.33 per square foot benchmark tend to sit longer, while accurately priced and well-prepared homes move faster. Seasonality, mortgage rates, and the current 4.4 months of supply also shape how quickly a specific property finds a buyer.
Does it cost anything to use EffectiveAgents?
No. EffectiveAgents is free for home buyers and sellers, with no obligation to work with any agent we match you with.
Do agents pay to be ranked or featured?
No. Agents cannot pay for placement anywhere in these rankings. Positions are earned from verified transaction performance only.
What commission do Toccoa realtors charge?
Commissions are negotiable and vary by agent, service level, and transaction. There is no set rate, and recent industry changes have made commission structures more flexible than ever. Discuss the structure directly with your agent before signing a listing or buyer agreement.
Should I use a local Toccoa agent or a national brand?
The individual agent matters more than the brand on the sign. Offices within the same national franchise vary widely in performance, and the agent you hire, not the logo, prices your home, negotiates your contract, and manages your closing. A strong local agent brings firsthand knowledge of Toccoa neighborhoods, pricing patterns, and buyer activity. Compare agents on verified local results such as recent sales, days on market, and negotiation outcomes rather than name recognition.
What questions should I ask a Toccoa realtor before hiring them?
Ask how many homes they have closed in Toccoa in the past year, what their average sale-to-list ratio is, and how much of their business is in your neighborhood and price range. Ask how they will market your home or find you listings, and how often they will communicate. Strong agents answer with specifics. Verified transaction data is the fastest way to confirm what you hear.
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