Interest Rates
The Vanishing Act: Move-Up Buyers Disappear from the Housing Market
TL;DR
Move-up buyers have largely vanished from the housing market due to the mortgage rate lock-in effect, where homeowners with rates under 4% face payment in...
How Real Estate Protects Your Purchasing Power Against Inflation
When the purchasing power of the dollar declines, homeowners often find themselves in a surprisingly strong financial position. Real estate has long served as a...
Mortgage Rate Fluctuations Impact Homebuyer Behavior, Affordability Remains a Concern
The question of whether to buy a home now or wait for better conditions has never felt more pressing. With home prices at record highs and mortgage rates signif...
Marry the House, Date the Rate: Smart Strategy or Risky Bet?
In an era of elevated mortgage rates and record home prices, buyers face a challenging question: should they wait for better rates or buy now? Real estate profe...
Down Payments: How Much Money Should You Put Down?
Figuring out how much money to put down on a house is one of the most important financial decisions you will make as a homebuyer. The right down payment can sav...
Mortgage Preapproval Explained: Documents, Underwriting & Top Lenders
Mortgage preapproval is one of the most important steps you can take before shopping for a home. It tells you exactly how much you can borrow, gives sellers con...
Mortgage Rates 2026: Fannie Mae, NAR Forecasts + Payment Calculator
Will mortgage rates drop in 2026? According to leading economists and financial institutions, the answer is a cautious yes. With the Federal Reserve signaling c...
8 Types of Mortgages: Which Home Loan Is Right for You?
Choosing the right mortgage is one of the most consequential financial decisions you will ever make. With dozens of loan options available, each carrying distin...
