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Kevin Stuteville
EffectiveAgents.com Founder
Kevin Stuteville is the founder of EffectiveAgents.com, a leading platform that connects homebuyers and sellers with top real estate agents. With a deep understanding of the real estate market and a commitment to innovation, Kevin has built EffectiveAgents.com into a trusted resource for home buyers and sellers, nationwide. His expertise and dedication to data transparency have made him a respected voice in the industry.
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Latest Articles
Published January 2, 2026
TL;DR
Yes, you can sell your home even with an outstanding mortgage. The process involves requesting a payoff statement from your lender, listing your propert...
Published January 2, 2026
TL;DR
Appraised value is what a licensed professional determines your home is worth for lending purposes, while market value is what buyers are actually willing...
Published December 29, 2025
TL;DR
Buying a home in a city where you do not currently live requires significantly more planning than a traditional home purchase. With 36% of buyers moving t...
Published January 2, 2026
TL;DR
Yes, you can sell your home even with an outstanding mortgage. The process involves requesting a payoff statement from your lender, listing your propert...
Published January 2, 2026
TL;DR
Appraised value is what a licensed professional determines your home is worth for lending purposes, while market value is what buyers are actually willing...
Published December 29, 2025
TL;DR
Buying a home in a city where you do not currently live requires significantly more planning than a traditional home purchase. With 36% of buyers moving t...
Published Articles
Published January 2, 2026
TL;DR
Yes, you can sell your home even with an outstanding mortgage. The process involves requesting a payoff statement from your lender, listing your propert...
Published January 2, 2026
TL;DR
Appraised value is what a licensed professional determines your home is worth for lending purposes, while market value is what buyers are actually willing...
Published December 29, 2025
TL;DR
Buying a home in a city where you do not currently live requires significantly more planning than a traditional home purchase. With 36% of buyers moving t...
Published December 29, 2025
TL;DR
When your home lingers on the market without offers, take immediate action. The most common culprits are overpricing (which deters 36% of buyers), poor pr...
Published December 22, 2025
When the purchasing power of the dollar declines, homeowners often find themselves in a surprisingly strong financial position. Real estate has long served as a...
Published December 21, 2025
TL;DR
Selling a house from out of state is entirely manageable with the right approach. The key is partnering with an experienced local Realtor who can serve ...
Published December 20, 2025
TL;DR
Finding a good realtor is the single most important decision you will make when buying or selling a home. Homes sold with agent representation sell for a ...
Published December 20, 2025
TL;DR
Townhouses offer an affordable entry into homeownership with median prices around $365,000 compared to $434,000 for single-family homes, plus reduced main...
Published December 20, 2025
TL;DR
Buying your first home requires a credit score of at least 580 (620 for the best rates), a down payment of 3% to 20%, a debt-to-income ratio under 43%...
Published January 2, 2026
TL;DR
Yes, you can sell your home even with an outstanding mortgage. The process involves requesting a payoff statement from your lender, listing your propert...
Published January 2, 2026
TL;DR
Appraised value is what a licensed professional determines your home is worth for lending purposes, while market value is what buyers are actually willing...
Published December 29, 2025
TL;DR
Buying a home in a city where you do not currently live requires significantly more planning than a traditional home purchase. With 36% of buyers moving t...
Published December 29, 2025
TL;DR
When your home lingers on the market without offers, take immediate action. The most common culprits are overpricing (which deters 36% of buyers), poor pr...
Published December 22, 2025
When the purchasing power of the dollar declines, homeowners often find themselves in a surprisingly strong financial position. Real estate has long served as a...
Published December 21, 2025
TL;DR
Selling a house from out of state is entirely manageable with the right approach. The key is partnering with an experienced local Realtor who can serve ...
Published December 20, 2025
TL;DR
Finding a good realtor is the single most important decision you will make when buying or selling a home. Homes sold with agent representation sell for a ...
Published December 20, 2025
TL;DR
Townhouses offer an affordable entry into homeownership with median prices around $365,000 compared to $434,000 for single-family homes, plus reduced main...
Published December 20, 2025
TL;DR
Buying your first home requires a credit score of at least 580 (620 for the best rates), a down payment of 3% to 20%, a debt-to-income ratio under 43%...